Compare Today’s Mortgage Rates in Woodcliff Lake, New Jersey 07677
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Woodcliff Lake, New Jersey 07677.
Our search engine thoroughly explores all home mortgage options in Woodcliff Lake, New Jersey 07677, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $31,094 in lifetime cash or $86 per month in Woodcliff Lake and other areas of Bergen county.
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Summary of Average Mortgages in Woodcliff Lake, New Jersey 07677
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Woodcliff Lake, New Jersey 07677
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Woodcliff Lake, NJ 07677. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Woodcliff Lake, New Jersey 07677 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Woodcliff Lake, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
% First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Woodcliff Lake, New Jersey 07677
For those searching for a new home in Woodcliff Lake, we have compiled a list of the top mortgage brokers located in and around Woodcliff Lake, New Jersey 07677 to assist you with your search.
Name
Address
Contact
Chase Home Loans
300 Tice Blvd
Woodcliff Lake NJ 07677
(201) 307-6555
http://chase.com
Mortgage Group Pinehill
172 Broadway
Woodcliff Lake NJ 07677
(201) 746-6800
service@pinehillmortgage.com
Equity Loans
205 US Highway 9
Freehold NJ 07677
(732) 677-3648
Equity Source Home Loans
64 E Main St
Freehold NJ 07677
(732) 866-4406
Iatm
984 State Route 33
Freehold NJ 07677
(732) 308-1353
Address
300 Tice Blvd
Woodcliff Lake NJ
Contact
(201) 307-6555
http://chase.com
Address
172 Broadway
Woodcliff Lake NJ
Contact
(201) 746-6800
service@pinehillmortgage.com
Address
205 US Highway 9
Freehold NJ
Contact
(732) 677-3648