Compare Today’s Mortgage Rates for Woodcliff Lake, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Woodcliff Lake, New Jersey 07677. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,109 or $45 / month in Woodcliff Lake and surrounding areas of Bergen county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Woodcliff Lake, New Jersey 07677.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Woodcliff Lake, New Jersey 07677

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Woodcliff Lake, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Woodcliff Lake, NJ 07677, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Woodcliff Lake, NJ

Historical Mortgage Rates for Woodcliff Lake, New Jersey 07677 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Woodcliff Lake, New Jersey and around Bergen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.28% 83.54% 82.60% 84.95% 86.39% 85.09% 90.05% 87.54%
avg mortgage rate 4.97% 4.69% 3.90% 4.00% 4.48% 4.16% 3.97% 4.22%
% 15 year fixed mortgage 12.37% 14.29% 15.33% 13.55% 11.87% 12.86% 8.37% 10.41%
avg mortgage rate 4.34% 3.92% 3.31% 3.22% 3.56% 3.37% 3.21% 3.51%
Avg credit score 759.63 757.54 757.81 756.30 750.14 747.08 745.83 746.99
Avg LTV (loan to value) 75.45% 76.77% 79.33% 79.51% 80.87% 80.90% 81.22% 80.28%
Avg DTI (debt to income) 34.23 33.51 33.50 33.87 34.61 34.70 35.21 36.16
% First time homebuyer 35.80% 33.82% 30.72% 32.02% 33.95% 34.62% 36.78% 34.85%
Avg mortgage insurance % 3.90% 5.51% 8.54% 8.76% 10.86% 10.87% 11.38% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Woodcliff Lake, New Jersey 07677

If you’re looking to buy a new home in Woodcliff Lake, we have compiled a list of the leading mortgage brokers around Woodcliff Lake, New Jersey 07677 to help you with your search.

Name
Address
Contact

Chase Home Loans

300 Tice Blvd

Woodcliff Lake NJ 07677

(201) 307-6555

http://chase.com

Mortgage Group Pinehill

172 Broadway

Woodcliff Lake NJ 07677

(201) 746-6800

service@pinehillmortgage.com

Equity Loans

205 US Highway 9

Freehold NJ 07677

(732) 677-3648

Equity Source Home Loans

64 E Main St

Freehold NJ 07677

(732) 866-4406

Iatm

984 State Route 33

Freehold NJ 07677

(732) 308-1353

Address

300 Tice Blvd

Woodcliff Lake NJ

Contact

(201) 307-6555

http://chase.com

Address

172 Broadway

Woodcliff Lake NJ

Contact

(201) 746-6800

service@pinehillmortgage.com

Address

205 US Highway 9

Freehold NJ

Contact

(732) 677-3648

News on Mortgages and Reverse Mortgages for Woodcliff Lake, New Jersey 07677