Compare Today’s Mortgage Rates in Alcalde, New Mexico 87511
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Alcalde, New Mexico 87511.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,656 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Alcalde and other areas of Rio Arriba county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Alcalde, New Mexico 87511
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alcalde, New Mexico 87511
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Alcalde, NM 87511. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Alcalde, New Mexico 87511 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Alcalde, New Mexico and around Rio Arriba county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
| avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
| % 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
| avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
| Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
| Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
| Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
| % First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
| Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Alcalde, New Mexico 87511
For those searching for a new home in Alcalde, we have compiled a list of the top mortgage brokers located in and around Alcalde, New Mexico 87511 to assist you with your search.
Name
Address
Contact
Link Summers
646 Ambrosio Ln
Arroyo Hondo NM 87511
(575) 758-4999
Scott Robinson
502 W Cordova Rd
Santa Fe NM 87511
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Dimond Mortgage
1000 Cordova Pl
Santa Fe NM 87511
(505) 629-1499
Loanmax Title Loans
1881 Saint Michaels Dr
Santa Fe NM 87511
(505) 986-1797
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Santa-Fe/1881-St-Michael-s-Drive
Check 'n Go
2641 Cerrillos Rd
Santa Fe NM 87511
(505) 954-4600
comments@checkngo.com
Address
646 Ambrosio Ln
Arroyo Hondo NM
Contact
(575) 758-4999
Address
502 W Cordova Rd
Santa Fe NM
Contact
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Address
1000 Cordova Pl
Santa Fe NM
Contact
(505) 629-1499