Compare Today’s Mortgage Rates for Bayard, New Mexico

Pureloan searches mortgage lenders and major banks in Bayard, New Mexico 88023 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,061 or $9 / month is expected in Bayard and other areas of Grant county.

Pureloan’s search engine explores all home mortgage options in Bayard, New Mexico 88023, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Bayard, New Mexico 88023

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bayard, NM

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bayard, NM 88023, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bayard, NM

Historical Mortgage Rates for Bayard, New Mexico 88023 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Bayard, New Mexico and around Grant county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.74% 86.69% 86.99% 87.39% 88.65% 87.57% 88.92% 89.32%
avg mortgage rate 4.94% 4.65% 3.89% 3.93% 4.42% 4.08% 3.88% 4.12%
% 15 year fixed mortgage 8.46% 10.84% 11.41% 11.04% 9.80% 10.70% 9.65% 8.92%
avg mortgage rate 4.32% 3.86% 3.16% 3.08% 3.45% 3.18% 3.09% 3.30%
Avg credit score 761.83 761.00 761.69 757.79 754.67 754.66 751.31 752.31
Avg LTV (loan to value) 73.39% 74.66% 76.50% 77.97% 79.56% 79.81% 80.33% 80.47%
Avg DTI (debt to income) 33.78 33.47 33.14 33.64 34.37 35.17 35.58 36.03
% First time homebuyer 49.30% 43.60% 45.46% 48.16% 49.69% 51.51% 52.51% 52.09%
Avg mortgage insurance % 3.14% 4.03% 6.00% 7.90% 8.98% 9.84% 10.55% 10.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bayard, New Mexico 88023

If you’re looking to buy a new home in Bayard, we have compiled a list of the leading mortgage brokers around Bayard, New Mexico 88023 to help you with your search.

Name
Address
Contact

Regional Finance

1215 Anthony Dr

Anthony NM 88023

(575) 882-2270

http://www.getregionalcash.com/

Security Finance

880 Anthony Dr

Anthony NM 88023

(575) 882-7777

http://www.security-finance.com

Wells Fargo Home Mortgage

800 Highway 478

Anthony NM 88023

(575) 882-1078

http://www.wellsfargo.com/mortgage/

World Acceptance

1275 Anthony Dr

Anthony NM 88023

(575) 882-4000

http://worldacceptance.com

Gentry Finance

138 Anthony Dr

Anthony NM 88023

(575) 882-0200

Address

1215 Anthony Dr

Anthony NM

Contact

(575) 882-2270

http://www.getregionalcash.com/

Address

880 Anthony Dr

Anthony NM

Contact

(575) 882-7777

http://www.security-finance.com

Address

800 Highway 478

Anthony NM

Contact

(575) 882-1078

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Bayard, New Mexico 88023