Compare Today’s Mortgage Rates in Bayard, New Mexico 88023
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bayard, New Mexico 88023.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $2,878 over the lifetime of your 30-year fixed loan, or a monthly savings of $8 in Bayard and other areas of Grant county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Bayard, New Mexico 88023
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bayard, New Mexico 88023
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bayard, NM 88023. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bayard, New Mexico 88023 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bayard, New Mexico and around Grant county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.53% | 92.30% | 92.19% | 92.22% | 91.64% | 87.28% | 84.94% | 89.62% | 87.02% |
| avg mortgage rate | 6.50% | 4.59% | 3.05% | 3.40% | 4.59% | 4.77% | 4.27% | 3.95% | 4.08% |
| % 15 year fixed mortgage | 5.88% | 6.40% | 6.30% | 6.07% | 5.39% | 11.56% | 12.13% | 8.49% | 11.54% |
| avg mortgage rate | 5.46% | 3.94% | 2.39% | 2.95% | 3.74% | 4.22% | 3.56% | 3.21% | 3.29% |
| Avg credit score | 759.64 | 766.44 | 754.04 | 759.10 | 754.40 | 752.82 | 753.21 | 754.09 | 756.82 |
| Avg LTV (loan to value) | 76.35% | 79.46% | 82.55% | 82.86% | 80.97% | 80.45% | 81.28% | 82.66% | 83.29% |
| Avg DTI (debt to income) | 36.73 | 35.36 | 33.08 | 32.56 | 33.83 | 32.83 | 33.20 | 33.43 | 31.26 |
| % First time homebuyer | 34.12% | 33.58% | 33.84% | 33.40% | 28.84% | 28.90% | 28.03% | 27.36% | 29.81% |
| Avg mortgage insurance % | 12.51% | 11.70% | 13.30% | 13.53% | 12.23% | 11.46% | 9.31% | 13.51% | 12.90% |
Best Mortgage Brokers around Bayard, New Mexico 88023
For those searching for a new home in Bayard, we have compiled a list of the top mortgage brokers located in and around Bayard, New Mexico 88023 to assist you with your search.
Name
Address
Contact
Regional Finance
1215 Anthony Dr
Anthony NM 88023
(575) 882-2270
http://www.getregionalcash.com/
Security Finance
880 Anthony Dr
Anthony NM 88023
(575) 882-7777
http://www.security-finance.com
Wells Fargo Home Mortgage
800 Highway 478
Anthony NM 88023
(575) 882-1078
http://www.wellsfargo.com/mortgage/
World Acceptance
1275 Anthony Dr
Anthony NM 88023
(575) 882-4000
http://worldacceptance.com
Gentry Finance
138 Anthony Dr
Anthony NM 88023
(575) 882-0200
Address
1215 Anthony Dr
Anthony NM
Contact
(575) 882-2270
http://www.getregionalcash.com/
Address
880 Anthony Dr
Anthony NM
Contact
(575) 882-7777
http://www.security-finance.com
Address
800 Highway 478
Anthony NM
Contact
(575) 882-1078
http://www.wellsfargo.com/mortgage/