Compare Today’s Mortgage Rates in Carlsbad, New Mexico 88220
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Carlsbad, New Mexico 88220.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $2,753 over the lifetime of your 30-year fixed loan, or a monthly savings of $8 in Carlsbad and other areas of Chaves county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Carlsbad, New Mexico 88220
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carlsbad, New Mexico 88220
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carlsbad, NM 88220. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carlsbad, New Mexico 88220 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carlsbad, New Mexico and around Chaves county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Carlsbad, New Mexico 88220
For those searching for a new home in Carlsbad, we have compiled a list of the top mortgage brokers located in and around Carlsbad, New Mexico 88220 to assist you with your search.
Name
Address
Contact
Prime Source Mortgage
102 W Hagerman St
Carlsbad NM 88220
(575) 887-9780
Gold Star Finance
410 N Canal St
Carlsbad NM 88220
(575) 234-1347
http://goldstarfinance.co.uk
Independent Investment
410 N Canal St
Carlsbad NM 88220
(575) 885-9536
Diamond Escrow
116 N Canyon St
Carlsbad NM 88220
(575) 887-5613
eddycountyabstractco@yahoo.com
First American Bank-Loan Office
1002 W Pierce St
Carlsbad NM 88220
(575) 941-2050
http://firstamb.net
Address
102 W Hagerman St
Carlsbad NM
Contact
(575) 887-9780
Address
410 N Canal St
Carlsbad NM
Contact
(575) 234-1347
http://goldstarfinance.co.uk
Address
410 N Canal St
Carlsbad NM
Contact
(575) 885-9536