Compare Today’s Mortgage Rates in Chimayo, New Mexico 87522
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Chimayo, New Mexico 87522.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Chimayo, New Mexico 87522. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,066 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Chimayo and other areas of Rio Arriba county.
Summary of Average Mortgages in Chimayo, New Mexico 87522
Become a certified mortgage expert on Pureloan.com
in Chimayo, New Mexico 87522
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Chimayo, New Mexico 87522
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chimayo, NM 87522. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chimayo, New Mexico 87522 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chimayo, New Mexico and around Rio Arriba county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
% 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
% First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Chimayo, New Mexico 87522
For those searching for a new home in Chimayo, we have compiled a list of the top mortgage brokers located in and around Chimayo, New Mexico 87522 to assist you with your search.
Scott Robinson
502 W Cordova Rd
Santa Fe NM 87522
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Dimond Mortgage
1000 Cordova Pl
Santa Fe NM 87522
(505) 629-1499
Loanmax Title Loans
1881 Saint Michaels Dr
Santa Fe NM 87522
(505) 986-1797
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Santa-Fe/1881-St-Michael-s-Drive
Check 'n Go
2641 Cerrillos Rd
Santa Fe NM 87522
(505) 954-4600
comments@checkngo.com
Gateway Mortgage Group
502 W Cordova Rd
Santa Fe NM 87522
(505) 428-0331
thomas.rosser@gatewayloan.com
Address
502 W Cordova Rd
Santa Fe NM
Contact
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Address
1000 Cordova Pl
Santa Fe NM
Contact
(505) 629-1499
Address
1881 Saint Michaels Dr
Santa Fe NM
Contact
(505) 986-1797
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Santa-Fe/1881-St-Michael-s-Drive