Compare Today’s Mortgage Rates in Embudo, New Mexico 87531
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Embudo, New Mexico 87531.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Embudo, New Mexico 87531. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,373 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Embudo and other areas of Rio Arriba county.
Summary of Average Mortgages in Embudo, New Mexico 87531
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Interactive Mortgage Rate Projections for Embudo, New Mexico 87531
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Embudo, NM 87531. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Embudo, New Mexico 87531 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Embudo, New Mexico and around Rio Arriba county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
| avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
| % 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
| avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
| Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
| Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
| Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
| % First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
| Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Embudo, New Mexico 87531
For those searching for a new home in Embudo, we have compiled a list of the top mortgage brokers located in and around Embudo, New Mexico 87531 to assist you with your search.
Fast Bucks
912 N Riverside Dr
Espanola NM 87531
(505) 753-5922
info@fastbucks.co.za
TitleMax Title Loans
1205 N Riverside Dr
Espanola NM 87531
(505) 395-2495
webinquiries@titlemax.com
Loanmax Title Loans
705 N Riverside Dr
Espanola NM 87531
(505) 629-1432
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Espanola/705-N-Riverside-Dr
Check 'n Go
1508 N Riverside Dr
Espanola NM 87531
(505) 672-5276
customerservice@checkngo.com
Sun Loan Company
745 N Riverside Dr
Espanola NM 87531
(505) 747-1450
jason@brundagemgt.com
Address
912 N Riverside Dr
Espanola NM
Contact
(505) 753-5922
info@fastbucks.co.za
Address
1205 N Riverside Dr
Espanola NM
Contact
(505) 395-2495
webinquiries@titlemax.com
Address
705 N Riverside Dr
Espanola NM
Contact
(505) 629-1432
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Espanola/705-N-Riverside-Dr