Compare Today’s Mortgage Rates in Espanola, New Mexico 87532
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Espanola, New Mexico 87532.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Espanola, New Mexico 87532. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,963 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Espanola and other areas of Rio Arriba county.
35.987157
-106.071697
36856
Summary of Average Mortgages in Espanola, New Mexico 87532
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Espanola, New Mexico 87532
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Espanola, New Mexico 87532
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Espanola, NM 87532. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Espanola, New Mexico 87532 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Espanola, New Mexico and around Rio Arriba county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
% 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
% First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Espanola, New Mexico 87532
For those searching for a new home in Espanola, we have compiled a list of the top mortgage brokers located in and around Espanola, New Mexico 87532 to assist you with your search.
Name
Address
Contact
Regional Finance Corporation
527 N Riverside Dr
Espanola NM 87532
(505) 423-6005
Title Cash
1340 N Riverside Dr
Espanola NM 87532
(505) 747-7715
Your Credit
401 N Riverside Dr
Espanola NM 87532
(505) 747-1770
Title Loans
1340 N Riverside Dr
Espanola NM 87532
(505) 747-8025
http://www.titlecash.com/
Speedy Loan
209 N Riverside Dr
Espanola NM 87532
(505) 747-6478
contact@speedyloan-nm.com
Address
527 N Riverside Dr
Espanola NM
Contact
(505) 423-6005
Address
1340 N Riverside Dr
Espanola NM
Contact
(505) 747-7715
Address
401 N Riverside Dr
Espanola NM
Contact
(505) 747-1770