Compare Today’s Mortgage Rates for Las Cruces, New Mexico

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Las Cruces, New Mexico 88005. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,282 or $23 / month in Las Cruces and surrounding areas of Dona Ana county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Las Cruces, New Mexico 88005.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Las Cruces, New Mexico 88005

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Las Cruces, NM

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Las Cruces, NM 88005, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Las Cruces, NM

Historical Mortgage Rates for Las Cruces, New Mexico 88005 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Las Cruces, New Mexico and around Dona Ana county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.74% 86.69% 86.99% 87.39% 88.65% 87.57% 88.92% 89.32%
avg mortgage rate 4.94% 4.65% 3.89% 3.93% 4.42% 4.08% 3.88% 4.12%
% 15 year fixed mortgage 8.46% 10.84% 11.41% 11.04% 9.80% 10.70% 9.65% 8.92%
avg mortgage rate 4.32% 3.86% 3.16% 3.08% 3.45% 3.18% 3.09% 3.30%
Avg credit score 761.83 761.00 761.69 757.79 754.67 754.66 751.31 752.31
Avg LTV (loan to value) 73.39% 74.66% 76.50% 77.97% 79.56% 79.81% 80.33% 80.47%
Avg DTI (debt to income) 33.78 33.47 33.14 33.64 34.37 35.17 35.58 36.03
% First time homebuyer 49.30% 43.60% 45.46% 48.16% 49.69% 51.51% 52.51% 52.09%
Avg mortgage insurance % 3.14% 4.03% 6.00% 7.90% 8.98% 9.84% 10.55% 10.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Las Cruces, New Mexico 88005

If you’re looking to buy a new home in Las Cruces, we have compiled a list of the leading mortgage brokers around Las Cruces, New Mexico 88005 to help you with your search.

Name
Address
Contact

Suncity Finance Co.

3190 Del Rey Blvd

Las Cruces NM 88005

(575) 523-8578

suncity@emirates.net.ae

Ag New Mexico

1310 Picacho Hls

Las Cruces NM 88005

(575) 647-4430

Cornerstone Home Lending

1065 S Main St

Las Cruces NM 88005

(575) 527-4400

Check 'n Go

1240 S Valley Dr

Las Cruces NM 88005

(575) 523-2750

comments@checkngo.com

John Manning Insurance

1065 S Main St

Las Cruces NM 88005

(575) 527-0688

http://johnmanninginsurance.com

Address

3190 Del Rey Blvd

Las Cruces NM

Contact

(575) 523-8578

suncity@emirates.net.ae

Address

1310 Picacho Hls

Las Cruces NM

Contact

(575) 647-4430

Address

1065 S Main St

Las Cruces NM

Contact

(575) 527-4400

News on Mortgages and Reverse Mortgages for Las Cruces, New Mexico 88005