Compare Today’s Mortgage Rates in Las Cruces, New Mexico 88006
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Las Cruces, New Mexico 88006.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,963 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Las Cruces and other areas of Dona Ana county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Las Cruces, New Mexico 88006
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Las Cruces, New Mexico 88006
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Las Cruces, NM 88006. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Las Cruces, New Mexico 88006 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Las Cruces, New Mexico and around Dona Ana county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.53% | 92.30% | 92.19% | 92.22% | 91.64% | 87.28% | 84.94% | 89.62% | 87.02% |
avg mortgage rate | 6.50% | 4.59% | 3.05% | 3.40% | 4.59% | 4.77% | 4.27% | 3.95% | 4.08% |
% 15 year fixed mortgage | 5.88% | 6.40% | 6.30% | 6.07% | 5.39% | 11.56% | 12.13% | 8.49% | 11.54% |
avg mortgage rate | 5.46% | 3.94% | 2.39% | 2.95% | 3.74% | 4.22% | 3.56% | 3.21% | 3.29% |
Avg credit score | 759.64 | 766.44 | 754.04 | 759.10 | 754.40 | 752.82 | 753.21 | 754.09 | 756.82 |
Avg LTV (loan to value) | 76.35% | 79.46% | 82.55% | 82.86% | 80.97% | 80.45% | 81.28% | 82.66% | 83.29% |
Avg DTI (debt to income) | 36.73 | 35.36 | 33.08 | 32.56 | 33.83 | 32.83 | 33.20 | 33.43 | 31.26 |
% First time homebuyer | 34.12% | 33.58% | 33.84% | 33.40% | 28.84% | 28.90% | 28.03% | 27.36% | 29.81% |
Avg mortgage insurance % | 12.51% | 11.70% | 13.30% | 13.53% | 12.23% | 11.46% | 9.31% | 13.51% | 12.90% |
Best Mortgage Brokers around Las Cruces, New Mexico 88006
For those searching for a new home in Las Cruces, we have compiled a list of the top mortgage brokers located in and around Las Cruces, New Mexico 88006 to assist you with your search.
Name
Address
Contact
Suncity Finance Co.
3190 Del Rey Blvd
Las Cruces NM 88006
(575) 523-8578
suncity@emirates.net.ae
Ag New Mexico
1310 Picacho Hls
Las Cruces NM 88006
(575) 647-4430
Cornerstone Home Lending
1065 S Main St
Las Cruces NM 88006
(575) 527-4400
Check 'n Go
1240 S Valley Dr
Las Cruces NM 88006
(575) 523-2750
comments@checkngo.com
John Manning Insurance
1065 S Main St
Las Cruces NM 88006
(575) 527-0688
http://johnmanninginsurance.com
Address
3190 Del Rey Blvd
Las Cruces NM
Contact
(575) 523-8578
suncity@emirates.net.ae
Address
1310 Picacho Hls
Las Cruces NM
Contact
(575) 647-4430
Address
1065 S Main St
Las Cruces NM
Contact
(575) 527-4400