Compare Today’s Mortgage Rates in Los Alamos, New Mexico 87545
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Los Alamos, New Mexico 87545.
Our search engine thoroughly explores all home mortgage options in Los Alamos, New Mexico 87545, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,734 in lifetime cash or $33 per month in Los Alamos and other areas of Los Alamos county.
Summary of Average Mortgages in Los Alamos, New Mexico 87545
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Interactive Mortgage Rate Projections for Los Alamos, New Mexico 87545
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Los Alamos, NM 87545. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Los Alamos, New Mexico 87545 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Los Alamos, New Mexico and around Los Alamos county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
% 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
% First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Los Alamos, New Mexico 87545
For those searching for a new home in Los Alamos, we have compiled a list of the top mortgage brokers located in and around Los Alamos, New Mexico 87545 to assist you with your search.
La Solutions
2101 Trinity Dr
Los Alamos NM 87545
(505) 661-4010
Scott Robinson
502 W Cordova Rd
Santa Fe NM 87545
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Dimond Mortgage
1000 Cordova Pl
Santa Fe NM 87545
(505) 629-1499
Loanmax Title Loans
1881 Saint Michaels Dr
Santa Fe NM 87545
(505) 986-1797
https://www.loanmaxtitleloans.net/Locations/NEW-MEXICO/Santa-Fe/1881-St-Michael-s-Drive
Check 'n Go
2641 Cerrillos Rd
Santa Fe NM 87545
(505) 954-4600
comments@checkngo.com
Address
2101 Trinity Dr
Los Alamos NM
Contact
(505) 661-4010
Address
502 W Cordova Rd
Santa Fe NM
Contact
(505) 577-8555
http://www.gatewaymortgagesantafe.com
Address
1000 Cordova Pl
Santa Fe NM
Contact
(505) 629-1499