Compare Today’s Mortgage Rates in Los Lunas, New Mexico 87031
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Los Lunas, New Mexico 87031.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Los Lunas, New Mexico 87031. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,963 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Los Lunas and other areas of Valencia county.
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Summary of Average Mortgages in Los Lunas, New Mexico 87031
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Los Lunas, New Mexico 87031
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Los Lunas, NM 87031. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Los Lunas, New Mexico 87031 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Los Lunas, New Mexico and around Valencia county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.37% | 92.66% | 93.10% | 91.83% | 93.50% | 89.36% | 88.93% | 89.50% | 89.24% |
| avg mortgage rate | 6.53% | 4.73% | 3.11% | 3.54% | 4.44% | 4.67% | 4.24% | 3.94% | 4.14% |
| % 15 year fixed mortgage | 4.63% | 5.50% | 5.88% | 5.72% | 4.33% | 8.51% | 9.02% | 8.00% | 9.49% |
| avg mortgage rate | 5.70% | 3.97% | 2.38% | 2.85% | 3.76% | 4.22% | 3.43% | 3.06% | 3.38% |
| Avg credit score | 749.43 | 771.20 | 755.26 | 755.58 | 749.94 | 757.06 | 754.65 | 754.39 | 745.89 |
| Avg LTV (loan to value) | 80.63% | 80.27% | 81.59% | 81.54% | 81.47% | 78.14% | 78.41% | 79.70% | 80.67% |
| Avg DTI (debt to income) | 38.95 | 36.64 | 34.21 | 34.65 | 35.39 | 33.70 | 34.07 | 34.04 | 34.59 |
| % First time homebuyer | 35.19% | 30.96% | 29.61% | 24.80% | 23.47% | 25.96% | 22.54% | 21.50% | 22.15% |
| Avg mortgage insurance % | 12.40% | 12.86% | 13.43% | 13.00% | 13.14% | 10.76% | 10.22% | 9.31% | 11.10% |
Best Mortgage Brokers around Los Lunas, New Mexico 87031
For those searching for a new home in Los Lunas, we have compiled a list of the top mortgage brokers located in and around Los Lunas, New Mexico 87031 to assist you with your search.
Name
Address
Contact
Citizens Finance Company
1850 Main St NE
Los Lunas NM 87031
(505) 865-9691
Accurate Escrow of Valencia County
1850 Main St NE
Los Lunas NM 87031
(505) 565-2591
Rpm Lending Solutions
526 Sun Ranch Village Loop SW
Los Lunas NM 87031
(505) 866-1470
victor@rpm-lending.com
Check 'n Go
2270 Main St NW
Los Lunas NM 87031
(505) 866-1650
http://www.checkngo.com/
Frost Mortgage Banking Group
3428 State Highway 47
Los Lunas NM 87031
(505) 866-5550
info@frostmortgage.com
Address
1850 Main St NE
Los Lunas NM
Contact
(505) 865-9691
Address
1850 Main St NE
Los Lunas NM
Contact
(505) 565-2591
Address
526 Sun Ranch Village Loop SW
Los Lunas NM
Contact
(505) 866-1470
victor@rpm-lending.com