Compare Today’s Mortgage Rates in Pep, New Mexico 88126
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Pep, New Mexico 88126.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,373 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Pep and other areas of Roosevelt county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Pep, New Mexico 88126
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Pep, New Mexico 88126
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pep, NM 88126. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pep, New Mexico 88126 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pep, New Mexico and around Roosevelt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
| avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
| % 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
| avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
| Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
| Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
| Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
| % First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
| Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Pep, New Mexico 88126
For those searching for a new home in Pep, we have compiled a list of the top mortgage brokers located in and around Pep, New Mexico 88126 to assist you with your search.
Name
Address
Contact
Frost Mortgage Banking Group
401 W 4th St
Portales NM 88126
(575) 226-5363
chris_wood@frostmortgage.com
Hestia Mortgage
226 W 2nd St
Portales NM 88126
(575) 356-5603
nmamort@yucca.net
Wells Fargo Home Mortgage
316 W 2nd St
Portales NM 88126
(575) 359-3601
http://www.wellsfargo.com/mortgage/
Prime Source Mortgage
1914 Highway 236
Portales NM 88126
(575) 356-5949
A & A Title Loan
42405 US 70
Portales NM 88126
(575) 359-2811
Address
401 W 4th St
Portales NM
Contact
(575) 226-5363
chris_wood@frostmortgage.com
Address
226 W 2nd St
Portales NM
Contact
(575) 356-5603
nmamort@yucca.net
Address
316 W 2nd St
Portales NM
Contact
(575) 359-3601
http://www.wellsfargo.com/mortgage/