Compare Today’s Mortgage Rates in Peralta, New Mexico 87042
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Peralta, New Mexico 87042.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Peralta, New Mexico 87042. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,782 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Peralta and other areas of Valencia county.
Summary of Average Mortgages in Peralta, New Mexico 87042
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Interactive Mortgage Rate Projections for Peralta, New Mexico 87042
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Peralta, NM 87042. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Peralta, New Mexico 87042 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Peralta, New Mexico and around Valencia county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.37% | 92.66% | 93.10% | 91.83% | 93.50% | 89.36% | 88.93% | 89.50% | 89.24% |
avg mortgage rate | 6.53% | 4.73% | 3.11% | 3.54% | 4.44% | 4.67% | 4.24% | 3.94% | 4.14% |
% 15 year fixed mortgage | 4.63% | 5.50% | 5.88% | 5.72% | 4.33% | 8.51% | 9.02% | 8.00% | 9.49% |
avg mortgage rate | 5.70% | 3.97% | 2.38% | 2.85% | 3.76% | 4.22% | 3.43% | 3.06% | 3.38% |
Avg credit score | 749.43 | 771.20 | 755.26 | 755.58 | 749.94 | 757.06 | 754.65 | 754.39 | 745.89 |
Avg LTV (loan to value) | 80.63% | 80.27% | 81.59% | 81.54% | 81.47% | 78.14% | 78.41% | 79.70% | 80.67% |
Avg DTI (debt to income) | 38.95 | 36.64 | 34.21 | 34.65 | 35.39 | 33.70 | 34.07 | 34.04 | 34.59 |
% First time homebuyer | 35.19% | 30.96% | 29.61% | 24.80% | 23.47% | 25.96% | 22.54% | 21.50% | 22.15% |
Avg mortgage insurance % | 12.40% | 12.86% | 13.43% | 13.00% | 13.14% | 10.76% | 10.22% | 9.31% | 11.10% |
Best Mortgage Brokers around Peralta, New Mexico 87042
For those searching for a new home in Peralta, we have compiled a list of the top mortgage brokers located in and around Peralta, New Mexico 87042 to assist you with your search.
Check 'n Go
835 Main St SE
Los Lunas NM 87042
(505) 565-9743
comments@checkngo.com
BC Financial
3414 State Highway 47
Los Lunas NM 87042
(505) 866-1905
http://www.belenloan.com/
Top Flite Financial
601 Main St SE
Los Lunas NM 87042
(517) 219-1952
http://tffloslunas.com
Los Lunas Consumer Finance
267 Courthouse Rd SE
Los Lunas NM 87042
(505) 865-1905
Fast Bucks
3526 State Highway 47
Los Lunas NM 87042
(505) 565-0643
http://www.fastbucks.com
Address
835 Main St SE
Los Lunas NM
Contact
(505) 565-9743
comments@checkngo.com
Address
3414 State Highway 47
Los Lunas NM
Contact
(505) 866-1905
http://www.belenloan.com/
Address
601 Main St SE
Los Lunas NM
Contact
(517) 219-1952
http://tffloslunas.com