Compare Today’s Mortgage Rates for Peralta, New Mexico

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Peralta, New Mexico 87042. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,256 or $26 / month in Peralta and other areas of Valencia county.

Our search engine explores all home mortgage options in Peralta, New Mexico 87042, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Peralta, New Mexico 87042

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Peralta, NM

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Peralta, NM 87042, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Peralta, NM

Historical Mortgage Rates for Peralta, New Mexico 87042 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Peralta, New Mexico and around Valencia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.58% 88.97% 88.46% 89.14% 90.92% 90.89% 93.76% 94.84%
avg mortgage rate 5.00% 4.68% 3.92% 3.95% 4.49% 4.16% 3.97% 4.17%
% 15 year fixed mortgage 5.03% 8.12% 8.19% 9.01% 7.73% 7.41% 4.99% 4.53%
avg mortgage rate 4.40% 3.89% 3.33% 3.15% 3.53% 3.40% 3.15% 3.34%
Avg credit score 758.62 758.08 759.68 755.93 753.89 752.77 750.59 750.91
Avg LTV (loan to value) 71.70% 72.10% 72.72% 75.26% 75.88% 76.43% 77.23% 77.00%
Avg DTI (debt to income) 36.31 34.97 34.74 35.00 35.54 35.96 36.67 36.84
% First time homebuyer 32.01% 30.17% 25.59% 34.83% 35.65% 36.59% 37.43% 35.16%
Avg mortgage insurance % 1.95% 2.48% 3.88% 5.62% 6.53% 6.72% 7.52% 7.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Peralta, New Mexico 87042

If you’re looking to buy a new home in Peralta, we have compiled a list of the leading mortgage brokers around Peralta, New Mexico 87042 to help you with your search.

Name
Address
Contact

Check 'n Go

835 Main St SE

Los Lunas NM 87042

(505) 565-9743

comments@checkngo.com

BC Financial

3414 State Highway 47

Los Lunas NM 87042

(505) 866-1905

http://www.belenloan.com/

Top Flite Financial

601 Main St SE

Los Lunas NM 87042

(517) 219-1952

http://tffloslunas.com

Los Lunas Consumer Finance

267 Courthouse Rd SE

Los Lunas NM 87042

(505) 865-1905

Fast Bucks

3526 State Highway 47

Los Lunas NM 87042

(505) 565-0643

http://www.fastbucks.com

Address

835 Main St SE

Los Lunas NM

Contact

(505) 565-9743

comments@checkngo.com

Address

3414 State Highway 47

Los Lunas NM

Contact

(505) 866-1905

http://www.belenloan.com/

Address

601 Main St SE

Los Lunas NM

Contact

(517) 219-1952

http://tffloslunas.com

News on Mortgages and Reverse Mortgages for Peralta, New Mexico 87042