Compare Today’s Mortgage Rates in Portales, New Mexico 88130
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Portales, New Mexico 88130.
Our search engine thoroughly explores all home mortgage options in Portales, New Mexico 88130, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,588 in lifetime cash or $13 per month in Portales and other areas of Roosevelt county.
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Summary of Average Mortgages in Portales, New Mexico 88130
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Portales, New Mexico 88130
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Portales, NM 88130. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Portales, New Mexico 88130 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Portales, New Mexico and around Roosevelt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Portales, New Mexico 88130
For those searching for a new home in Portales, we have compiled a list of the top mortgage brokers located in and around Portales, New Mexico 88130 to assist you with your search.
Name
Address
Contact
The Mortgage Superstore
1500 S Avenue E
Portales NM 88130
(800) 870-1319
A & A Title Loan
42405 US 70
Portales NM 88130
(575) 359-2811
Prime Source Mortgage
1914 Highway 236
Portales NM 88130
(575) 356-5949
Wells Fargo Home Mortgage
316 W 2nd St
Portales NM 88130
(575) 359-3601
http://www.wellsfargo.com/mortgage/
Hestia Mortgage
226 W 2nd St
Portales NM 88130
(575) 356-5603
nmamort@yucca.net
Address
1500 S Avenue E
Portales NM
Contact
(800) 870-1319
Address
42405 US 70
Portales NM
Contact
(575) 359-2811
Address
1914 Highway 236
Portales NM
Contact
(575) 356-5949