Compare Today’s Mortgage Rates in Santa Rosa, New Mexico 88435
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Santa Rosa, New Mexico 88435.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Santa Rosa, New Mexico 88435. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,422 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Santa Rosa and other areas of Guadalupe county.
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Summary of Average Mortgages in Santa Rosa, New Mexico 88435
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Santa Rosa, New Mexico 88435
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Santa Rosa, NM 88435. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Santa Rosa, New Mexico 88435 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Santa Rosa, New Mexico and around Guadalupe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 100.00% | 88.89% | 100.00% | 100.00% | 50.00% | 100.00% | 66.67% | 75.00% | 50.00% |
| avg mortgage rate | 7.06% | 4.81% | 3.19% | 3.63% | 4.69% | 5.00% | 3.97% | 4.00% | 3.75% |
| % 15 year fixed mortgage | 11.11% | 25.00% | 33.33% | 25.00% | 50.00% | ||||
| avg mortgage rate | 3.88% | 3.50% | 3.94% | 3.75% | 3.00% | ||||
| Avg credit score | 720.00 | 738.56 | 758.50 | 733.71 | 691.00 | 736.00 | 755.83 | 773.00 | 771.00 |
| Avg LTV (loan to value) | 95.00% | 89.89% | 91.17% | 85.57% | 81.75% | 80.75% | 76.67% | 89.50% | 75.00% |
| Avg DTI (debt to income) | 30.50 | 37.67 | 27.92 | 28.00 | 26.00 | 34.75 | 34.33 | 32.00 | 33.50 |
| % First time homebuyer | 100.00% | 55.56% | 25.00% | 28.57% | 75.00% | 50.00% | 33.33% | ||
| Avg mortgage insurance % | 27.50% | 21.67% | 25.42% | 12.14% | 7.50% | 3.00% | 9.17% | 19.75% |
Best Mortgage Brokers around Santa Rosa, New Mexico 88435
For those searching for a new home in Santa Rosa, we have compiled a list of the top mortgage brokers located in and around Santa Rosa, New Mexico 88435 to assist you with your search.
Name
Address
Contact
Gentry Finance
223 E Route 66 Blvd
Tucumcari NM 88435
(575) 461-6100
Farm Credit Of New Mexico
97 Santa Fe Dr
Clayton NM 88435
(575) 374-9114
http://www.farmcredit.com/
Address
223 E Route 66 Blvd
Tucumcari NM
Contact
(575) 461-6100
Address
97 Santa Fe Dr
Clayton NM
Contact
(575) 374-9114
http://www.farmcredit.com/