Compare Today’s Mortgage Rates in Santa Teresa, New Mexico 88008
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Santa Teresa, New Mexico 88008.
Our search engine thoroughly explores all home mortgage options in Santa Teresa, New Mexico 88008, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,066 in lifetime cash or $22 per month in Santa Teresa and other areas of Dona Ana county.
Summary of Average Mortgages in Santa Teresa, New Mexico 88008
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Interactive Mortgage Rate Projections for Santa Teresa, New Mexico 88008
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Santa Teresa, NM 88008. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Santa Teresa, New Mexico 88008 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Santa Teresa, New Mexico and around Dona Ana county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.53% | 92.30% | 92.19% | 92.22% | 91.64% | 87.28% | 84.94% | 89.62% | 87.02% |
avg mortgage rate | 6.50% | 4.59% | 3.05% | 3.40% | 4.59% | 4.77% | 4.27% | 3.95% | 4.08% |
% 15 year fixed mortgage | 5.88% | 6.40% | 6.30% | 6.07% | 5.39% | 11.56% | 12.13% | 8.49% | 11.54% |
avg mortgage rate | 5.46% | 3.94% | 2.39% | 2.95% | 3.74% | 4.22% | 3.56% | 3.21% | 3.29% |
Avg credit score | 759.64 | 766.44 | 754.04 | 759.10 | 754.40 | 752.82 | 753.21 | 754.09 | 756.82 |
Avg LTV (loan to value) | 76.35% | 79.46% | 82.55% | 82.86% | 80.97% | 80.45% | 81.28% | 82.66% | 83.29% |
Avg DTI (debt to income) | 36.73 | 35.36 | 33.08 | 32.56 | 33.83 | 32.83 | 33.20 | 33.43 | 31.26 |
% First time homebuyer | 34.12% | 33.58% | 33.84% | 33.40% | 28.84% | 28.90% | 28.03% | 27.36% | 29.81% |
Avg mortgage insurance % | 12.51% | 11.70% | 13.30% | 13.53% | 12.23% | 11.46% | 9.31% | 13.51% | 12.90% |
Best Mortgage Brokers around Santa Teresa, New Mexico 88008
For those searching for a new home in Santa Teresa, we have compiled a list of the top mortgage brokers located in and around Santa Teresa, New Mexico 88008 to assist you with your search.
Fastbucks
5312 Rio Bravo Dr
Santa Teresa NM 88008
(575) 589-1291
cs@fastbucks.com
TitleMax Title Loans
1074 Country Club Rd
Santa Teresa NM 88008
(575) 589-0026
webinquiries@titlemax.com
Interstate Capital
1255 Country Club Rd
Santa Teresa NM 88008
(800) 422-5995
info@interstatecapital.com
OneMain Financial
400 N Telshor Blvd
Las Cruces NM 88008
(575) 522-0058
http://branches.onemainfinancial.com/nm/las-cruces/400-north-telshor-boulevard.html
Check 'n Go
400 N Telshor Blvd
Las Cruces NM 88008
(575) 522-6200
comments@checkngo.com
Address
5312 Rio Bravo Dr
Santa Teresa NM
Contact
(575) 589-1291
cs@fastbucks.com
Address
1074 Country Club Rd
Santa Teresa NM
Contact
(575) 589-0026
webinquiries@titlemax.com
Address
1255 Country Club Rd
Santa Teresa NM
Contact
(800) 422-5995
info@interstatecapital.com