Compare Today’s Mortgage Rates in Elko, Nevada 89802
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Elko, Nevada 89802.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,222 over the lifetime of your 30-year fixed loan, or a monthly savings of $31 in Elko and other areas of Elko county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Elko, Nevada 89802
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elko, Nevada 89802
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elko, NV 89802. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elko, Nevada 89802 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elko, Nevada and around Elko county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
% 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
% First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Elko, Nevada 89802
For those searching for a new home in Elko, we have compiled a list of the top mortgage brokers located in and around Elko, Nevada 89802 to assist you with your search.
Name
Address
Contact
Gmac Mortgage
518 Idaho St
Elko NV 89802
(775) 738-6600
Shamrock Acceptance
650 30th St
Elko NV 89802
(775) 753-7675
Us D A-National Finance
2035 Last Chance Rd
Elko NV 89802
(775) 778-6198
Algerio Mortgage Services
518 Idaho St
Elko NV 89802
(775) 738-7001
http://www.algerio.com
Summit Funding
1205 Lamoille Hwy
Elko NV 89802
(775) 738-0133
Address
518 Idaho St
Elko NV
Contact
(775) 738-6600
Address
650 30th St
Elko NV
Contact
(775) 753-7675
Address
2035 Last Chance Rd
Elko NV
Contact
(775) 778-6198