Compare Today’s Mortgage Rates in Fernley, Nevada 89408
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Fernley, Nevada 89408.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Fernley, Nevada 89408. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,100 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Fernley and other areas of Lyon county.
39.601888
-119.235044
37339
Summary of Average Mortgages in Fernley, Nevada 89408
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Fernley, Nevada 89408
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Fernley, Nevada 89408
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fernley, NV 89408. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fernley, Nevada 89408 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fernley, Nevada and around Lyon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
% 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
% First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Fernley, Nevada 89408
For those searching for a new home in Fernley, we have compiled a list of the top mortgage brokers located in and around Fernley, Nevada 89408 to assist you with your search.
Name
Address
Contact
Quick Check
1375 Newlands Dr E
Fernley NV 89408
(775) 463-1977
Payday Express
1375 Newlands Dr E
Fernley NV 89408
(775) 575-4822
USA Cash Services
420 E Main St
Fernley NV 89408
(775) 575-1377
stephanie@electricsuncorp.com
Loan Tree
300 W Main St
Fernley NV 89408
(775) 835-8283
loantreefernley@att.net
Community Home Finance
45 East St
Fernley NV 89408
(775) 575-6267
info@chfonline.com
Address
1375 Newlands Dr E
Fernley NV
Contact
(775) 463-1977
Address
1375 Newlands Dr E
Fernley NV
Contact
(775) 575-4822
Address
420 E Main St
Fernley NV
Contact
(775) 575-1377
stephanie@electricsuncorp.com