Compare Today’s Mortgage Rates in Gerlach, Nevada 89412
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Gerlach, Nevada 89412.
Our search engine thoroughly explores all home mortgage options in Gerlach, Nevada 89412, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,930 in lifetime cash or $14 per month in Gerlach and other areas of Lassen county.
40.831705
-120.16001
40050
Summary of Average Mortgages in Gerlach, Nevada 89412
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Gerlach, Nevada 89412
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Gerlach, Nevada 89412
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gerlach, NV 89412. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gerlach, Nevada 89412 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gerlach, Nevada and around Lassen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
| avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
| % 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
| avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
| Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
| Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
| Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
| % First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
| Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Gerlach, Nevada 89412
For those searching for a new home in Gerlach, we have compiled a list of the top mortgage brokers located in and around Gerlach, Nevada 89412 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
1542 US Highway 395 N
Gardnerville NV 89412
(775) 783-0404
http://www.wellsfargo.com/mortgage/
American Mortgage Brokers
1520 Church St
Gardnerville NV 89412
(775) 783-9505
Acceptance Capital Mortgage
1902 Colt Ln
Gardnerville NV 89412
(775) 215-5760
http://acceptancecapital.com
All Professional Mortgage
704 Winners Cir
Gardnerville NV 89412
(775) 782-2300
All Pro Mortgage
1492 US Highway 395 N
Gardnerville NV 89412
(775) 782-2300
http://www.allprospas.com
Address
1542 US Highway 395 N
Gardnerville NV
Contact
(775) 783-0404
http://www.wellsfargo.com/mortgage/
Address
1520 Church St
Gardnerville NV
Contact
(775) 783-9505
Address
1902 Colt Ln
Gardnerville NV
Contact
(775) 215-5760
http://acceptancecapital.com