Compare Today’s Mortgage Rates in Sparks, Nevada 89432
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Sparks, Nevada 89432.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,056 over the lifetime of your 30-year fixed loan, or a monthly savings of $36 in Sparks and other areas of Washoe county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Sparks, Nevada 89432
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sparks, Nevada 89432
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sparks, NV 89432. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sparks, Nevada 89432 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sparks, Nevada and around Washoe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
% 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
% First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Sparks, Nevada 89432
For those searching for a new home in Sparks, we have compiled a list of the top mortgage brokers located in and around Sparks, Nevada 89432 to assist you with your search.
Name
Address
Contact
Guild Mortgage Vista Branch
3150 Vista Blvd
Sparks NV 89432
(775) 200-0155
Gary W. Hill
142 Los Altos Pkwy
Sparks NV 89432
(775) 356-2357
Universal American Mtg Co-Ca
4870 Vista Blvd
Sparks NV 89432
(775) 626-3569
Pinnacle Mortgage
1324 Disc Dr
Sparks NV 89432
(775) 284-4371
http://pinnacle-mortgage.com
Movement Mortgage
4894 Sparks Blvd
Sparks NV 89432
(775) 562-1025
http://www.movementmortgage.com/
Address
3150 Vista Blvd
Sparks NV
Contact
(775) 200-0155
Address
142 Los Altos Pkwy
Sparks NV
Contact
(775) 356-2357
Address
4870 Vista Blvd
Sparks NV
Contact
(775) 626-3569