Compare Today’s Mortgage Rates in Spring Creek, Nevada 89815
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Spring Creek, Nevada 89815.
Our search engine thoroughly explores all home mortgage options in Spring Creek, Nevada 89815, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,970 in lifetime cash or $33 per month in Spring Creek and other areas of Elko county.
Summary of Average Mortgages in Spring Creek, Nevada 89815
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Interactive Mortgage Rate Projections for Spring Creek, Nevada 89815
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Spring Creek, NV 89815. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Spring Creek, Nevada 89815 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Spring Creek, Nevada and around Elko county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
% 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
% First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Spring Creek, Nevada 89815
For those searching for a new home in Spring Creek, we have compiled a list of the top mortgage brokers located in and around Spring Creek, Nevada 89815 to assist you with your search.
Sierra Pacific Mortgage
130 Martin Ave
Spring Creek NV 89815
(775) 753-8020
http://sierrapacificmortgage.com
Etcheverrys Quick Cash
410 E Front St
Battle Mountain NV 89815
(775) 635-3400
American Federal Savings Bank
1000 Broyles Ranch Rd
Battle Mountain NV 89815
(775) 635-5006
Eagle Home Mortgage
820 Idaho St
Elko NV 89815
(775) 777-3227
kayw@sierra.net
Cedar Woods Financial
1250 Lamoille Hwy
Elko NV 89815
(775) 777-1151
http://cedarwoodsfinancial.com
Address
130 Martin Ave
Spring Creek NV
Contact
(775) 753-8020
http://sierrapacificmortgage.com
Address
410 E Front St
Battle Mountain NV
Contact
(775) 635-3400
Address
1000 Broyles Ranch Rd
Battle Mountain NV
Contact
(775) 635-5006