Compare Today’s Mortgage Rates in Virginia City, Nevada 89440
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Virginia City, Nevada 89440.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,970 over the lifetime of your 30-year fixed loan, or a monthly savings of $33 in Virginia City and other areas of Lyon county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Virginia City, Nevada 89440
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Virginia City, Nevada 89440
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Virginia City, NV 89440. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Virginia City, Nevada 89440 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Virginia City, Nevada and around Lyon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
| avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
| % 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
| avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
| Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
| Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
| Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
| % First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
| Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around Virginia City, Nevada 89440
For those searching for a new home in Virginia City, we have compiled a list of the top mortgage brokers located in and around Virginia City, Nevada 89440 to assist you with your search.
Name
Address
Contact
Comstock Real Estate Services
472 N B
Virginia City NV 89440
(775) 847-7011
Comstock Real Estate Services
1700 Main St
Virginia City NV 89440
(775) 847-7011
http://www.comstockrealestate.com
Imortgage
1099 W Winnemucca Blvd
Winnemucca NV 89440
(775) 623-6265
http://www.eaglehomemortgage.com/
Dubble Check
40 W 4th St
Winnemucca NV 89440
(775) 623-3514
dubblecheckloans@gmail.com
Eagle Home Mortgage
311 S Bridge St
Winnemucca NV 89440
(775) 623-4792
http://www.eaglehomemortgage.com/
Address
472 N B
Virginia City NV
Contact
(775) 847-7011
Address
1700 Main St
Virginia City NV
Contact
(775) 847-7011
http://www.comstockrealestate.com
Address
1099 W Winnemucca Blvd
Winnemucca NV
Contact
(775) 623-6265
http://www.eaglehomemortgage.com/