Compare Today’s Mortgage Rates in Accord, New York 12404
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Accord, New York 12404.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $23,413 over the lifetime of your 30-year fixed loan, or a monthly savings of $65 in Accord and other areas of Ulster county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Accord, New York 12404
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Interactive Mortgage Rate Projections for Accord, New York 12404
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Accord, NY 12404. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Accord, New York 12404 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Accord, New York and around Ulster county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Accord, New York 12404
For those searching for a new home in Accord, we have compiled a list of the top mortgage brokers located in and around Accord, New York 12404 to assist you with your search.
OneMain Financial
580 Kings Mall Ct
Kingston NY 12404
(845) 336-0052
http://branches.onemainfinancial.com/ny/kingston/580-kings-mall-court.html
Wells Fargo Home Mortgage
291 Wall St
Kingston NY 12404
(845) 334-2600
kubainfo@kingstonuptown.org
Springleaf Financial Services
11 Boices Ln
Kingston NY 12404
(718) 697-0162
http://www.springleaffinancial.com/
Onemain Financial
1200 Ulster Ave
Kingston NY 12404
(845) 336-4067
wecare@afsindia.com
Centennial Mortgage
312 Wall St
Kingston NY 12404
(845) 339-1341
http://insurancecompanykingstonny.com
Address
580 Kings Mall Ct
Kingston NY
Contact
(845) 336-0052
http://branches.onemainfinancial.com/ny/kingston/580-kings-mall-court.html
Address
291 Wall St
Kingston NY
Contact
(845) 334-2600
kubainfo@kingstonuptown.org
Address
11 Boices Ln
Kingston NY
Contact
(718) 697-0162
http://www.springleaffinancial.com/