Compare Today’s Mortgage Rates in Adirondack, New York 12808
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Adirondack, New York 12808.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $17,767 over the lifetime of your 30-year fixed loan, or a monthly savings of $49 in Adirondack and other areas of Warren county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Adirondack, New York 12808
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Interactive Mortgage Rate Projections for Adirondack, New York 12808
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Adirondack, NY 12808. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Adirondack, New York 12808 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Adirondack, New York and around Warren county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Adirondack, New York 12808
For those searching for a new home in Adirondack, we have compiled a list of the top mortgage brokers located in and around Adirondack, New York 12808 to assist you with your search.
Hometown Mortgage
32 Clinton St
Saratoga Springs NY 12808
(518) 584-3300
Homestead Funding
517 Broadway
Saratoga Springs NY 12808
(518) 306-4511
https://saratoga.homesteadfunding.com/
Century Health Capital
18 Division St
Saratoga Springs NY 12808
(518) 583-1667
info@chcap.com
The Funding Store
368 Broadway
Saratoga Springs NY 12808
(518) 587-0523
gardner@paymentlower.com
Exeter Finance
18 Division St
Saratoga Springs NY 12808
(518) 290-3075
http://exeterfinance.com
Address
32 Clinton St
Saratoga Springs NY
Contact
(518) 584-3300
Address
517 Broadway
Saratoga Springs NY
Contact
(518) 306-4511
https://saratoga.homesteadfunding.com/
Address
18 Division St
Saratoga Springs NY
Contact
(518) 583-1667
info@chcap.com