Compare Today’s Mortgage Rates in Alma, New York 14708
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Alma, New York 14708.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,761 over the lifetime of your 30-year fixed loan, or a monthly savings of $10 in Alma and other areas of Allegany county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Alma, New York 14708
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alma, New York 14708
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Alma, NY 14708. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Alma, New York 14708 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Alma, New York and around Allegany county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.98% | 90.44% | 87.62% | 83.51% | 79.08% | 74.23% | 74.07% | 73.68% | 78.79% |
| avg mortgage rate | 6.62% | 4.43% | 3.09% | 3.44% | 4.46% | 4.59% | 4.10% | 3.84% | 4.08% |
| % 15 year fixed mortgage | 3.51% | 6.83% | 9.16% | 12.63% | 13.78% | 17.18% | 18.52% | 15.79% | 15.15% |
| avg mortgage rate | 5.63% | 3.79% | 2.49% | 3.07% | 3.76% | 3.99% | 3.28% | 3.28% | 3.38% |
| Avg credit score | 750.23 | 746.26 | 755.43 | 753.06 | 801.66 | 758.96 | 755.26 | 749.76 | 755.72 |
| Avg LTV (loan to value) | 84.60% | 84.17% | 84.33% | 84.19% | 83.19% | 79.95% | 83.24% | 82.92% | 85.00% |
| Avg DTI (debt to income) | 35.37 | 34.27 | 32.03 | 31.90 | 32.89 | 32.70 | 33.93 | 32.21 | 32.02 |
| % First time homebuyer | 36.84% | 38.91% | 31.44% | 31.23% | 32.65% | 27.61% | 25.93% | 28.95% | 26.52% |
| Avg mortgage insurance % | 14.82% | 13.04% | 12.79% | 12.35% | 11.96% | 7.91% | 10.67% | 10.79% | 12.36% |
Best Mortgage Brokers around Alma, New York 14708
For those searching for a new home in Alma, we have compiled a list of the top mortgage brokers located in and around Alma, New York 14708 to assist you with your search.
Name
Address
Contact
Springleaf Financial Services
707 Fairmount Ave
Jamestown NY 14708
(716) 661-9326
http://www.springleaffinancial.com
Chase Manhattan Mortgage Corporation
1 W 4th St
Jamestown NY 14708
(716) 483-4830
Beneficial New York
3050 Nys Route 417
Olean NY 14708
(716) 372-8500
http://www.beneficial.com
Wells Fargo Home Mortgage
395 E Fairmount Ave
Lakewood NY 14708
(716) 763-2759
http://www.wellsfargo.com/mortgage/
Household Finance Corporation
279 E Fairmount Ave
Lakewood NY 14708
(716) 763-0731
http://hfc.com
Address
707 Fairmount Ave
Jamestown NY
Contact
(716) 661-9326
http://www.springleaffinancial.com
Address
1 W 4th St
Jamestown NY
Contact
(716) 483-4830
Address
3050 Nys Route 417
Olean NY
Contact
(716) 372-8500
http://www.beneficial.com