Compare Today’s Mortgage Rates in Atlanta, New York 14808
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Atlanta, New York 14808.
Our search engine thoroughly explores all home mortgage options in Atlanta, New York 14808, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,544 in lifetime cash or $27 per month in Atlanta and other areas of Livingston county.
Summary of Average Mortgages in Atlanta, New York 14808
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Interactive Mortgage Rate Projections for Atlanta, New York 14808
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Atlanta, NY 14808. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Atlanta, New York 14808 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Atlanta, New York and around Livingston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.98% | 90.44% | 87.62% | 83.51% | 79.08% | 74.23% | 74.07% | 73.68% | 78.79% |
avg mortgage rate | 6.62% | 4.43% | 3.09% | 3.44% | 4.46% | 4.59% | 4.10% | 3.84% | 4.08% |
% 15 year fixed mortgage | 3.51% | 6.83% | 9.16% | 12.63% | 13.78% | 17.18% | 18.52% | 15.79% | 15.15% |
avg mortgage rate | 5.63% | 3.79% | 2.49% | 3.07% | 3.76% | 3.99% | 3.28% | 3.28% | 3.38% |
Avg credit score | 750.23 | 746.26 | 755.43 | 753.06 | 801.66 | 758.96 | 755.26 | 749.76 | 755.72 |
Avg LTV (loan to value) | 84.60% | 84.17% | 84.33% | 84.19% | 83.19% | 79.95% | 83.24% | 82.92% | 85.00% |
Avg DTI (debt to income) | 35.37 | 34.27 | 32.03 | 31.90 | 32.89 | 32.70 | 33.93 | 32.21 | 32.02 |
% First time homebuyer | 36.84% | 38.91% | 31.44% | 31.23% | 32.65% | 27.61% | 25.93% | 28.95% | 26.52% |
Avg mortgage insurance % | 14.82% | 13.04% | 12.79% | 12.35% | 11.96% | 7.91% | 10.67% | 10.79% | 12.36% |
Best Mortgage Brokers around Atlanta, New York 14808
For those searching for a new home in Atlanta, we have compiled a list of the top mortgage brokers located in and around Atlanta, New York 14808 to assist you with your search.
OneMain Financial
372 W Washington St
Bath NY 14808
(607) 776-8083
http://branches.onemainfinancial.com/ny/bath/372-w--washington-street.html
OneMain Financial
401 Elmira Rd
Ithaca NY 14808
(607) 272-8471
found@www.onemainfinancial.com
First Priority Mortgage
2333 N Triphammer Rd
Ithaca NY 14808
(607) 257-6767
http://1stprioritymortgage.com
Cayuga Venture Fund
15 Thornwood Dr
Ithaca NY 14808
(607) 266-9266
ann@cayugaventures.com
Wells Fargo Home Mortgage
102 Prospect St
Ithaca NY 14808
(607) 273-2712
http://www.wellsfargo.com/mortgage/
Address
372 W Washington St
Bath NY
Contact
(607) 776-8083
http://branches.onemainfinancial.com/ny/bath/372-w--washington-street.html
Address
401 Elmira Rd
Ithaca NY
Contact
(607) 272-8471
found@www.onemainfinancial.com
Address
2333 N Triphammer Rd
Ithaca NY
Contact
(607) 257-6767
http://1stprioritymortgage.com