Compare Today’s Mortgage Rates in Baldwin, New York 11510
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Baldwin, New York 11510.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Baldwin, New York 11510. For a 30-year fixed loan, our calculations show that you can expect to save up to $39,645 over the lifetime of your mortgage, which translates to a monthly savings of $110 in Baldwin and other areas of Nassau county.
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Summary of Average Mortgages in Baldwin, New York 11510
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Baldwin, New York 11510
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Baldwin, NY 11510. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Baldwin, New York 11510 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Baldwin, New York and around Nassau county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.20% | 96.12% | 97.15% | 96.14% | 94.82% | 95.00% | 95.06% | 94.44% | 95.53% |
avg mortgage rate | 6.40% | 4.24% | 2.97% | 3.50% | 4.43% | 4.63% | 4.29% | 4.08% | 4.17% |
% 15 year fixed mortgage | 3.03% | 2.69% | 2.01% | 3.04% | 3.42% | 3.41% | 3.62% | 4.58% | 3.98% |
avg mortgage rate | 5.58% | 3.64% | 2.33% | 2.93% | 3.88% | 3.91% | 3.59% | 3.20% | 3.30% |
Avg credit score | 756.71 | 765.92 | 771.14 | 759.00 | 753.86 | 753.98 | 752.93 | 752.35 | 751.97 |
Avg LTV (loan to value) | 72.01% | 73.48% | 74.77% | 73.96% | 72.06% | 70.54% | 69.91% | 70.97% | 70.49% |
Avg DTI (debt to income) | 40.57 | 39.90 | 36.78 | 37.57 | 38.07 | 39.90 | 38.27 | 36.29 | 36.48 |
% First time homebuyer | 64.90% | 66.79% | 69.42% | 66.80% | 62.77% | 59.51% | 58.73% | 52.82% | 59.84% |
Avg mortgage insurance % | 3.72% | 3.93% | 4.05% | 3.97% | 3.50% | 2.12% | 1.81% | 2.32% | 1.48% |
Best Mortgage Brokers around Baldwin, New York 11510
For those searching for a new home in Baldwin, we have compiled a list of the top mortgage brokers located in and around Baldwin, New York 11510 to assist you with your search.
Name
Address
Contact
Family Home Finance
746 Merrick Rd
Baldwin NY 11510
(516) 781-8600
Martinez and Associates
2300 Grand Ave
Baldwin NY 11510
(516) 502-2444
Street Envy
840 Merrick Rd
Baldwin NY 11510
(516) 992-5608
Envoy Mortgage
746 Merrick Rd
Baldwin NY 11510
(516) 781-8600
mbauer@envoymortgage.com
Academy Mortgage Corporation
746 Merrick Rd
Baldwin NY 11510
(516) 781-8600
http://www.bankamc.com/
Address
746 Merrick Rd
Baldwin NY
Contact
(516) 781-8600
Address
2300 Grand Ave
Baldwin NY
Contact
(516) 502-2444
Address
840 Merrick Rd
Baldwin NY
Contact
(516) 992-5608