Compare Today’s Mortgage Rates for Baldwinsville, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Baldwinsville, New York 13027. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $19,254 or $53 / month in Baldwinsville and surrounding areas of Onondaga county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baldwinsville, New York 13027.

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Summary of Average Mortgage Terms in Baldwinsville, New York 13027

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Baldwinsville, New York 13027 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Baldwinsville, New York and around Onondaga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 83.75% 80.52% 83.17% 84.22% 88.97% 86.54% 85.38% 83.06%
avg mortgage rate 4.98% 4.62% 3.90% 3.91% 4.40% 4.08% 3.84% 3.98%
% 15 year fixed mortgage 11.43% 12.55% 10.30% 11.65% 8.06% 9.03% 10.42% 12.02%
avg mortgage rate 4.44% 3.89% 3.21% 3.09% 3.51% 3.24% 3.05% 3.20%
% 10 year fixed mortgage 0.22% 0.40% 0.74% 0.28% 0.29%
avg mortgage rate 3.75% 3.13% 2.85% 3.13% 3.50%
Avg credit score 763.14 763.77 762.27 757.57 759.33 756.01 753.84 748.77
Avg LTV (loan to value) 77.13% 78.74% 80.65% 82.63% 83.86% 83.58% 83.36% 85.77%
Avg Combined LTV (loan to value) 77.71% 79.03% 80.98% 82.80% 83.89% 83.69% 83.43% 85.90%
Avg DTI (debt to income) 32.88 32.83 32.94 33.42 33.55 34.48 34.78 35.25
% First time homebuyer 30.89% 31.82% 25.74% 32.89% 38.05% 35.43% 34.73% 42.08%
Avg mortgage insurance % 5.34% 8.69% 10.48% 11.75% 13.21% 13.20% 13.29% 13.90%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baldwinsville, New York 13027

If you’re looking to buy a new home in Baldwinsville, we have compiled a list of the leading mortgage brokers around Baldwinsville, New York 13027 to help you with your search.

Name
Address
Contact

Niccoli Funding

219 Village Blvd S

Baldwinsville NY 13027

(315) 638-7746

Salt City Mortgage

8395 Oswego Rd

Baldwinsville NY 13027

(315) 622-1323

Territory Mortgage

55 E Genesee St

Baldwinsville NY 13027

(315) 635-5847

kbond@up-mortgage.com

Territory Of Syracuse

43 Oswego St

Baldwinsville NY 13027

(315) 635-5847

kbond@territorymortgage.com

Upstate Premier Mortgage

57 E Genesee St

Baldwinsville NY 13027

(315) 326-1271

http://baldwinsvillemortgagelenders.com

Address

219 Village Blvd S

Baldwinsville NY

Contact

(315) 638-7746

Address

8395 Oswego Rd

Baldwinsville NY

Contact

(315) 622-1323

Address

55 E Genesee St

Baldwinsville NY

Contact

(315) 635-5847

kbond@up-mortgage.com

News on Mortgages and Reverse Mortgages for Baldwinsville, New York 13027