Compare Today’s Mortgage Rates for Baldwinsville, New York

Pureloan searches mortgage lenders and major banks in Baldwinsville, New York 13027 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,492 or $12 / month is expected in Baldwinsville and other areas of Onondaga county.

Pureloan’s search engine explores all home mortgage options in Baldwinsville, New York 13027, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Baldwinsville, New York 13027

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Baldwinsville, NY 13027, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Baldwinsville, New York 13027 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Baldwinsville, New York and around Onondaga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.75% 80.52% 83.17% 84.22% 88.97% 86.54% 85.38% 83.06%
avg mortgage rate 4.98% 4.62% 3.90% 3.91% 4.40% 4.08% 3.84% 3.98%
% 15 year fixed mortgage 11.43% 12.55% 10.30% 11.65% 8.06% 9.03% 10.42% 12.02%
avg mortgage rate 4.44% 3.89% 3.21% 3.09% 3.51% 3.24% 3.05% 3.20%
Avg credit score 763.14 763.77 762.27 757.57 759.33 756.01 753.84 748.77
Avg LTV (loan to value) 77.13% 78.74% 80.65% 82.63% 83.86% 83.58% 83.36% 85.77%
Avg DTI (debt to income) 32.88 32.83 32.94 33.42 33.55 34.48 34.78 35.25
% First time homebuyer 30.89% 31.82% 25.74% 32.89% 38.05% 35.43% 34.73% 42.08%
Avg mortgage insurance % 5.34% 8.69% 10.48% 11.75% 13.21% 13.20% 13.29% 13.90%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baldwinsville, New York 13027

If you’re looking to buy a new home in Baldwinsville, we have compiled a list of the leading mortgage brokers around Baldwinsville, New York 13027 to help you with your search.

Name
Address
Contact

Niccoli Funding

219 Village Blvd S

Baldwinsville NY 13027

(315) 638-7746

Salt City Mortgage

8395 Oswego Rd

Baldwinsville NY 13027

(315) 622-1323

Territory Mortgage

55 E Genesee St

Baldwinsville NY 13027

(315) 635-5847

kbond@up-mortgage.com

Territory Of Syracuse

43 Oswego St

Baldwinsville NY 13027

(315) 635-5847

kbond@territorymortgage.com

Upstate Premier Mortgage

57 E Genesee St

Baldwinsville NY 13027

(315) 326-1271

http://baldwinsvillemortgagelenders.com

Address

219 Village Blvd S

Baldwinsville NY

Contact

(315) 638-7746

Address

8395 Oswego Rd

Baldwinsville NY

Contact

(315) 622-1323

Address

55 E Genesee St

Baldwinsville NY

Contact

(315) 635-5847

kbond@up-mortgage.com

News on Mortgages and Reverse Mortgages for Baldwinsville, New York 13027