Compare Today’s Mortgage Rates in Bay Shore, New York 11706
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bay Shore, New York 11706.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,645 over the lifetime of your 30-year fixed loan, or a monthly savings of $60 in Bay Shore and other areas of Suffolk county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Bay Shore, New York 11706
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bay Shore, New York 11706
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bay Shore, NY 11706. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bay Shore, New York 11706 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bay Shore, New York and around Suffolk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.13% | 97.86% | 97.66% | 97.45% | 96.84% | 94.99% | 96.31% | 96.12% | 94.47% |
| avg mortgage rate | 6.40% | 4.40% | 2.97% | 3.37% | 4.40% | 4.60% | 4.18% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 1.57% | 1.56% | 1.62% | 1.87% | 2.13% | 3.77% | 3.06% | 3.14% | 4.19% |
| avg mortgage rate | 5.39% | 3.50% | 2.35% | 2.86% | 3.77% | 3.88% | 3.50% | 3.21% | 3.29% |
| Avg credit score | 745.36 | 755.49 | 752.39 | 753.25 | 746.28 | 748.25 | 747.86 | 748.97 | 750.12 |
| Avg LTV (loan to value) | 79.54% | 80.30% | 80.97% | 81.88% | 80.98% | 78.49% | 79.09% | 79.50% | 78.75% |
| Avg DTI (debt to income) | 41.37 | 39.76 | 37.85 | 37.92 | 39.06 | 38.90 | 38.06 | 38.30 | 37.94 |
| % First time homebuyer | 66.60% | 64.10% | 59.15% | 60.87% | 59.75% | 52.68% | 53.34% | 51.71% | 53.13% |
| Avg mortgage insurance % | 11.66% | 11.34% | 11.09% | 11.77% | 11.10% | 9.15% | 8.87% | 9.42% | 8.99% |
Best Mortgage Brokers around Bay Shore, New York 11706
For those searching for a new home in Bay Shore, we have compiled a list of the top mortgage brokers located in and around Bay Shore, New York 11706 to assist you with your search.
Name
Address
Contact
Blarney Stone Funding
160 E Main St
Bay Shore NY 11706
(631) 666-9300
dkennedy@blarneystonefunding.com
Worldwide Group
1474 Sunrise Hwy
Bay Shore NY 11706
(631) 859-1271
Century 21 Bay Way Realty
600 Sunrise Hwy
Bay Shore NY 11706
(631) 665-9225
Jesus A Riano MBA
1783 5th Ave
Bay Shore NY 11706
(631) 813-2020
Dme Mortgage Consultants
3 Jensen Rd
Bay Shore NY 11706
(631) 456-5421
Address
160 E Main St
Bay Shore NY
Contact
(631) 666-9300
dkennedy@blarneystonefunding.com
Address
1474 Sunrise Hwy
Bay Shore NY
Contact
(631) 859-1271
Address
600 Sunrise Hwy
Bay Shore NY
Contact
(631) 665-9225