Compare Today’s Mortgage Rates in Belleville, New York 13611
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Belleville, New York 13611.
Our search engine thoroughly explores all home mortgage options in Belleville, New York 13611, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,639 in lifetime cash or $10 per month in Belleville and other areas of Jefferson county.
Summary of Average Mortgages in Belleville, New York 13611
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Interactive Mortgage Rate Projections for Belleville, New York 13611
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Belleville, NY 13611. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Belleville, New York 13611 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Belleville, New York and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Belleville, New York 13611
For those searching for a new home in Belleville, we have compiled a list of the top mortgage brokers located in and around Belleville, New York 13611 to assist you with your search.
OneMain Financial
1063 Arsenal St
Watertown NY 13611
(315) 785-9217
http://branches.onemainfinancial.com/ny/watertown/1063-b-arsenal-street.html
Fairport Mortgage Corporation
19805 Orchard Dr
Watertown NY 13611
(315) 788-7813
http://fairportmortgage.com
Upstate Capital
742 W Main St
Watertown NY 13611
(315) 786-2813
http://upstatecapital.com
Homestead Financial Services
108 Court St
Watertown NY 13611
(315) 782-3999
Bencharge Credit Service of New York
21216 Pioneer Plaza Dr
Watertown NY 13611
(315) 788-5600
Address
1063 Arsenal St
Watertown NY
Contact
(315) 785-9217
http://branches.onemainfinancial.com/ny/watertown/1063-b-arsenal-street.html
Address
19805 Orchard Dr
Watertown NY
Contact
(315) 788-7813
http://fairportmortgage.com
Address
742 W Main St
Watertown NY
Contact
(315) 786-2813
http://upstatecapital.com