Compare Today’s Mortgage Rates in Belmont, New York 14813
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Belmont, New York 14813.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,221 over the lifetime of your 30-year fixed loan, or a monthly savings of $15 in Belmont and other areas of Allegany county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Belmont, New York 14813
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Interactive Mortgage Rate Projections for Belmont, New York 14813
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Belmont, NY 14813. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Belmont, New York 14813 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Belmont, New York and around Allegany county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.98% | 90.44% | 87.62% | 83.51% | 79.08% | 74.23% | 74.07% | 73.68% | 78.79% |
| avg mortgage rate | 6.62% | 4.43% | 3.09% | 3.44% | 4.46% | 4.59% | 4.10% | 3.84% | 4.08% |
| % 15 year fixed mortgage | 3.51% | 6.83% | 9.16% | 12.63% | 13.78% | 17.18% | 18.52% | 15.79% | 15.15% |
| avg mortgage rate | 5.63% | 3.79% | 2.49% | 3.07% | 3.76% | 3.99% | 3.28% | 3.28% | 3.38% |
| Avg credit score | 750.23 | 746.26 | 755.43 | 753.06 | 801.66 | 758.96 | 755.26 | 749.76 | 755.72 |
| Avg LTV (loan to value) | 84.60% | 84.17% | 84.33% | 84.19% | 83.19% | 79.95% | 83.24% | 82.92% | 85.00% |
| Avg DTI (debt to income) | 35.37 | 34.27 | 32.03 | 31.90 | 32.89 | 32.70 | 33.93 | 32.21 | 32.02 |
| % First time homebuyer | 36.84% | 38.91% | 31.44% | 31.23% | 32.65% | 27.61% | 25.93% | 28.95% | 26.52% |
| Avg mortgage insurance % | 14.82% | 13.04% | 12.79% | 12.35% | 11.96% | 7.91% | 10.67% | 10.79% | 12.36% |
Best Mortgage Brokers around Belmont, New York 14813
For those searching for a new home in Belmont, we have compiled a list of the top mortgage brokers located in and around Belmont, New York 14813 to assist you with your search.
OneMain Financial
372 W Washington St
Bath NY 14813
(607) 776-8083
http://branches.onemainfinancial.com/ny/bath/372-w--washington-street.html
OneMain Financial
401 Elmira Rd
Ithaca NY 14813
(607) 272-8471
found@www.onemainfinancial.com
First Priority Mortgage
2333 N Triphammer Rd
Ithaca NY 14813
(607) 257-6767
http://1stprioritymortgage.com
Cayuga Venture Fund
15 Thornwood Dr
Ithaca NY 14813
(607) 266-9266
ann@cayugaventures.com
Wells Fargo Home Mortgage
102 Prospect St
Ithaca NY 14813
(607) 273-2712
http://www.wellsfargo.com/mortgage/
Address
372 W Washington St
Bath NY
Contact
(607) 776-8083
http://branches.onemainfinancial.com/ny/bath/372-w--washington-street.html
Address
401 Elmira Rd
Ithaca NY
Contact
(607) 272-8471
found@www.onemainfinancial.com
Address
2333 N Triphammer Rd
Ithaca NY
Contact
(607) 257-6767
http://1stprioritymortgage.com