Compare Today’s Mortgage Rates in Boston, New York 14025
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Boston, New York 14025.
Our search engine thoroughly explores all home mortgage options in Boston, New York 14025, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,301 in lifetime cash or $20 per month in Boston and other areas of Erie county.
Summary of Average Mortgages in Boston, New York 14025
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Interactive Mortgage Rate Projections for Boston, New York 14025
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Boston, NY 14025. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Boston, New York 14025 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Boston, New York and around Erie county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.79% | 94.31% | 93.33% | 92.50% | 89.64% | 89.28% | 88.19% | 89.82% | 82.63% |
avg mortgage rate | 6.41% | 4.49% | 3.04% | 3.40% | 4.45% | 4.56% | 4.09% | 3.86% | 4.08% |
% 15 year fixed mortgage | 2.62% | 4.51% | 5.40% | 5.35% | 7.51% | 8.40% | 9.06% | 8.14% | 11.88% |
avg mortgage rate | 5.55% | 3.51% | 2.48% | 3.04% | 3.81% | 4.03% | 3.39% | 3.09% | 3.26% |
Avg credit score | 751.32 | 757.95 | 751.74 | 756.11 | 759.02 | 752.09 | 753.35 | 753.21 | 754.80 |
Avg LTV (loan to value) | 83.33% | 82.80% | 83.56% | 84.40% | 83.13% | 82.20% | 82.18% | 83.08% | 82.43% |
Avg DTI (debt to income) | 38.31 | 36.63 | 35.42 | 35.57 | 35.61 | 35.83 | 35.63 | 36.05 | 35.30 |
% First time homebuyer | 51.02% | 49.63% | 44.75% | 43.26% | 39.73% | 38.67% | 37.61% | 37.96% | 34.36% |
Avg mortgage insurance % | 13.67% | 12.68% | 13.16% | 14.47% | 13.02% | 12.69% | 12.04% | 13.15% | 12.27% |
Best Mortgage Brokers around Boston, New York 14025
For those searching for a new home in Boston, we have compiled a list of the top mortgage brokers located in and around Boston, New York 14025 to assist you with your search.
Farm Credit Services
4363 Federal Dr
Batavia NY 14025
(585) 762-4444
http://www.farmcreditwny.com
Farm Credit of Wny ACA, Westside Cty
3080 W Main Street Rd
Batavia NY 14025
(800) 929-1350
http://www.e-farmcredit.com
Onemain Financial
5746 S Transit Rd
Lockport NY 14025
(716) 434-9181
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Robar General Funding
6445 Dysinger Rd
Lockport NY 14025
(716) 439-6208
http://www.robarfunding.com
Springleaf Financial Services
5875 S Transit Rd
Lockport NY 14025
(716) 439-1596
http://www.springleaffinancial.com
Address
4363 Federal Dr
Batavia NY
Contact
(585) 762-4444
http://www.farmcreditwny.com
Address
3080 W Main Street Rd
Batavia NY
Contact
(800) 929-1350
http://www.e-farmcredit.com
Address
5746 S Transit Rd
Lockport NY
Contact
(716) 434-9181
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do