Compare Today’s Mortgage Rates in Bridgewater, New York 13313
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Bridgewater, New York 13313.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Bridgewater, New York 13313. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,408 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Bridgewater and other areas of Herkimer county.
42.882566
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Summary of Average Mortgages in Bridgewater, New York 13313
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bridgewater, New York 13313
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bridgewater, NY 13313. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bridgewater, New York 13313 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bridgewater, New York and around Herkimer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Bridgewater, New York 13313
For those searching for a new home in Bridgewater, we have compiled a list of the top mortgage brokers located in and around Bridgewater, New York 13313 to assist you with your search.
Name
Address
Contact
Hrc Service
31 Pioneer St
Cooperstown NY 13313
(607) 547-5816
leatherstockinggroup@verizon.net
Erie Processing
201 3rd Ave
Frankfort NY 13313
(315) 894-8922
Address
31 Pioneer St
Cooperstown NY
Contact
(607) 547-5816
leatherstockinggroup@verizon.net
Address
201 3rd Ave
Frankfort NY
Contact
(315) 894-8922