Compare Today’s Mortgage Rates for Buffalo, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Buffalo, New York 14280. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $13,312 or $37 / month in Buffalo and surrounding areas of Erie county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Buffalo, New York 14280.

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Summary of Average Mortgage Terms in Buffalo, New York 14280

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Buffalo, New York 14280 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Buffalo, New York and around Erie county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 79.20% 77.58% 80.47% 84.10% 85.80% 83.09% 87.70% 85.47%
avg mortgage rate 5.01% 4.73% 3.89% 3.92% 4.46% 4.12% 3.91% 4.05%
% 15 year fixed mortgage 16.60% 17.44% 18.08% 13.89% 11.95% 13.91% 10.37% 11.76%
avg mortgage rate 4.50% 3.96% 3.33% 3.21% 3.57% 3.33% 3.20% 3.38%
Avg credit score 763.54 754.32 760.09 756.73 750.83 752.21 750.04 748.61
Avg LTV (loan to value) 77.03% 77.19% 80.13% 81.87% 82.63% 82.54% 83.88% 82.75%
Avg DTI (debt to income) 33.24 34.04 33.36 34.19 33.60 33.74 34.39 34.12
% First time homebuyer 36.34% 38.08% 37.32% 35.10% 47.22% 47.36% 46.68% 51.21%
Avg mortgage insurance % 6.11% 6.42% 8.29% 10.90% 11.71% 11.57% 12.57% 11.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Buffalo, New York 14280

If you’re looking to buy a new home in Buffalo, we have compiled a list of the leading mortgage brokers around Buffalo, New York 14280 to help you with your search.

Name
Address
Contact

Ashcroft Mortgage Solutions

817 Abbott Rd

Buffalo NY 14280

(716) 823-7199

joannehortman@ashcroftmortgage.com

Gustavus Industries

800 Sycamore St

Buffalo NY 14280

(716) 897-3956

Moneygrip Capital

1092 Walden Ave

Buffalo NY 14280

(716) 893-0761

moneygripcapital@gmail.com

Fat Payday Loans

200 Wood Ave

Buffalo NY 14280

(818) 839-7820

support@fatpaydayloans.com

Associates Mortgage Company of New York

2167 Sheridan Dr

Buffalo NY 14280

(716) 447-1678

http://www.onemainfinancial.com

Address

817 Abbott Rd

Buffalo NY

Contact

(716) 823-7199

joannehortman@ashcroftmortgage.com

Address

800 Sycamore St

Buffalo NY

Contact

(716) 897-3956

Address

1092 Walden Ave

Buffalo NY

Contact

(716) 893-0761

moneygripcapital@gmail.com

News on Mortgages and Reverse Mortgages for Buffalo, New York 14280