Compare Today’s Mortgage Rates for Buffalo, New York

Pureloan searches mortgage lenders and major banks in Buffalo, New York 14202 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,381 or $7 / month is expected in Buffalo and other areas of Erie county.

Pureloan’s search engine explores all home mortgage options in Buffalo, New York 14202, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Buffalo, New York 14202

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Buffalo, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Buffalo, NY 14202, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Buffalo, NY

Historical Mortgage Rates for Buffalo, New York 14202 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Buffalo, New York and around Erie county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 79.20% 77.58% 80.47% 84.10% 85.80% 83.09% 87.70% 85.47%
avg mortgage rate 5.01% 4.73% 3.89% 3.92% 4.46% 4.12% 3.91% 4.05%
% 15 year fixed mortgage 16.60% 17.44% 18.08% 13.89% 11.95% 13.91% 10.37% 11.76%
avg mortgage rate 4.50% 3.96% 3.33% 3.21% 3.57% 3.33% 3.20% 3.38%
Avg credit score 763.54 754.32 760.09 756.73 750.83 752.21 750.04 748.61
Avg LTV (loan to value) 77.03% 77.19% 80.13% 81.87% 82.63% 82.54% 83.88% 82.75%
Avg DTI (debt to income) 33.24 34.04 33.36 34.19 33.60 33.74 34.39 34.12
% First time homebuyer 36.34% 38.08% 37.32% 35.10% 47.22% 47.36% 46.68% 51.21%
Avg mortgage insurance % 6.11% 6.42% 8.29% 10.90% 11.71% 11.57% 12.57% 11.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Buffalo, New York 14202

If you’re looking to buy a new home in Buffalo, we have compiled a list of the leading mortgage brokers around Buffalo, New York 14202 to help you with your search.

Name
Address
Contact

Ashcroft Mortgage Solutions

817 Abbott Rd

Buffalo NY 14202

(716) 823-7199

joannehortman@ashcroftmortgage.com

Gustavus Industries

800 Sycamore St

Buffalo NY 14202

(716) 897-3956

Moneygrip Capital

1092 Walden Ave

Buffalo NY 14202

(716) 893-0761

moneygripcapital@gmail.com

Fat Payday Loans

200 Wood Ave

Buffalo NY 14202

(818) 839-7820

support@fatpaydayloans.com

Associates Mortgage Company of New York

2167 Sheridan Dr

Buffalo NY 14202

(716) 447-1678

http://www.onemainfinancial.com

Address

817 Abbott Rd

Buffalo NY

Contact

(716) 823-7199

joannehortman@ashcroftmortgage.com

Address

800 Sycamore St

Buffalo NY

Contact

(716) 897-3956

Address

1092 Walden Ave

Buffalo NY

Contact

(716) 893-0761

moneygripcapital@gmail.com

News on Mortgages and Reverse Mortgages for Buffalo, New York 14202