Compare Today’s Mortgage Rates for Chester, New York

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chester, New York 10918. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,933 or $28 / month in Chester and other areas of Orange county.

Our search engine explores all home mortgage options in Chester, New York 10918, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chester, New York 10918

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chester, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chester, NY 10918, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chester, NY

Historical Mortgage Rates for Chester, New York 10918 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Chester, New York and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chester, New York 10918

If you’re looking to buy a new home in Chester, we have compiled a list of the leading mortgage brokers around Chester, New York 10918 to help you with your search.

Name
Address
Contact

Straight Talk Financial

10 Moffatt Ln

Chester NY 10918

(845) 469-2410

Fidelity Home Mortgage

41 St John St

Goshen NY 10918

(845) 294-3775

4 College Funding

12 St John St

Goshen NY 10918

(845) 294-7441

Home Mortgage Network

1 Railroad Ave

Goshen NY 10918

(845) 294-8985

Fidelity Home Mortgage

2679 Route 17M

Goshen NY 10918

(845) 294-3775

Address

10 Moffatt Ln

Chester NY

Contact

(845) 469-2410

Address

41 St John St

Goshen NY

Contact

(845) 294-3775

Address

12 St John St

Goshen NY

Contact

(845) 294-7441

News on Mortgages and Reverse Mortgages for Chester, New York 10918