Compare Today’s Mortgage Rates for Chester, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Chester, New York 10918. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $35,084 or $97 / month in Chester and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chester, New York 10918.

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Summary of Average Mortgage Terms in Chester, New York 10918

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Chester, New York 10918 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Chester, New York and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chester, New York 10918

If you’re looking to buy a new home in Chester, we have compiled a list of the leading mortgage brokers around Chester, New York 10918 to help you with your search.

Name
Address
Contact

Straight Talk Financial

10 Moffatt Ln

Chester NY 10918

(845) 469-2410

Fidelity Home Mortgage

41 St John St

Goshen NY 10918

(845) 294-3775

4 College Funding

12 St John St

Goshen NY 10918

(845) 294-7441

Home Mortgage Network

1 Railroad Ave

Goshen NY 10918

(845) 294-8985

Fidelity Home Mortgage

2679 Route 17M

Goshen NY 10918

(845) 294-3775

Address

10 Moffatt Ln

Chester NY

Contact

(845) 469-2410

Address

41 St John St

Goshen NY

Contact

(845) 294-3775

Address

12 St John St

Goshen NY

Contact

(845) 294-7441

News on Mortgages and Reverse Mortgages for Chester, New York 10918