Compare Today’s Mortgage Rates for Churchville, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Churchville, New York 14428. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $23,646 or $66 / month in Churchville and surrounding areas of Monroe county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Churchville, New York 14428.

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Summary of Average Mortgage Terms in Churchville, New York 14428

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Churchville, New York 14428 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Churchville, New York and around Monroe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Churchville, New York 14428

If you’re looking to buy a new home in Churchville, we have compiled a list of the leading mortgage brokers around Churchville, New York 14428 to help you with your search.

Name
Address
Contact

Onemain Financial

270 S Main St

Canandaigua NY 14428

(585) 396-0120

http://www.onemainfinancial.com

Fsb Community Bankshares Mhc

45 S Main St

Fairport NY 14428

(585) 223-9080

http://fairportsavingsbank.com

Midwest

6894 Pittsford Palmyra Rd

Fairport NY 14428

(585) 377-2810

http://midwestassetacceptance.com

Rochester Area Mortgage Services

2815 Baird Rd

Fairport NY 14428

(585) 385-4400

Regional Acceptance

500 Willowbrook Office Park

Fairport NY 14428

(585) 586-0130

http://www.regionalacceptance.com/

Address

270 S Main St

Canandaigua NY

Contact

(585) 396-0120

http://www.onemainfinancial.com

Address

45 S Main St

Fairport NY

Contact

(585) 223-9080

http://fairportsavingsbank.com

Address

6894 Pittsford Palmyra Rd

Fairport NY

Contact

(585) 377-2810

http://midwestassetacceptance.com

News on Mortgages and Reverse Mortgages for Churchville, New York 14428