Compare Today’s Mortgage Rates in Climax, New York 12042
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Climax, New York 12042.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,362 over the lifetime of your 30-year fixed loan, or a monthly savings of $37 in Climax and other areas of Columbia county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Climax, New York 12042
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Interactive Mortgage Rate Projections for Climax, New York 12042
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Climax, NY 12042. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Climax, New York 12042 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Climax, New York and around Columbia county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.33% | 93.81% | 93.86% | 90.85% | 91.11% | 89.52% | 85.19% | 87.04% | 85.57% |
avg mortgage rate | 6.41% | 4.37% | 3.05% | 3.39% | 4.34% | 4.48% | 4.00% | 3.75% | 3.98% |
% 15 year fixed mortgage | 7.51% | 4.52% | 5.17% | 6.81% | 5.77% | 7.62% | 11.69% | 10.19% | 12.00% |
avg mortgage rate | 5.57% | 3.74% | 2.43% | 2.97% | 3.67% | 3.78% | 3.24% | 2.91% | 3.13% |
Avg credit score | 749.65 | 769.61 | 756.44 | 757.43 | 764.16 | 755.55 | 757.62 | 756.67 | 757.74 |
Avg LTV (loan to value) | 82.94% | 83.46% | 84.17% | 84.78% | 84.21% | 83.02% | 82.89% | 82.61% | 82.82% |
Avg DTI (debt to income) | 37.30 | 35.83 | 34.27 | 34.92 | 35.93 | 35.45 | 35.04 | 34.52 | 34.29 |
% First time homebuyer | 58.38% | 45.82% | 45.92% | 47.13% | 43.51% | 43.10% | 39.09% | 26.16% | 29.71% |
Avg mortgage insurance % | 14.03% | 13.96% | 14.12% | 14.96% | 14.12% | 13.22% | 12.91% | 12.95% | 12.97% |
Best Mortgage Brokers around Climax, New York 12042
For those searching for a new home in Climax, we have compiled a list of the top mortgage brokers located in and around Climax, New York 12042 to assist you with your search.
Northgate Funding
621 Columbia St
Cohoes NY 12042
(518) 690-2021
http://www.paragonprimefunding.com
Hci Mortgage
621 Columbia St
Cohoes NY 12042
(518) 464-4448
Farm Credit Mid-America
2668 State Route 7
Cobleskill NY 12042
(518) 296-8188
specialoffers@farmcrediteast.com
Wells Fargo Home Mortgage
734 E Main St
Cobleskill NY 12042
(518) 234-8200
http://www.wellsfargo.com/mortgage/
The Funding Source
855 Route 146
Clifton Park NY 12042
(315) 434-9292
http://www.tfsny.com/
Address
621 Columbia St
Cohoes NY
Contact
(518) 690-2021
http://www.paragonprimefunding.com
Address
621 Columbia St
Cohoes NY
Contact
(518) 464-4448
Address
2668 State Route 7
Cobleskill NY
Contact
(518) 296-8188
specialoffers@farmcrediteast.com