Compare Today’s Mortgage Rates for Cohoes, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Cohoes, New York 12047. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $22,504 or $63 / month in Cohoes and surrounding areas of Albany county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cohoes, New York 12047.

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Summary of Average Mortgage Terms in Cohoes, New York 12047

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Cohoes, New York 12047 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cohoes, New York and around Albany county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cohoes, New York 12047

If you’re looking to buy a new home in Cohoes, we have compiled a list of the leading mortgage brokers around Cohoes, New York 12047 to help you with your search.

Name
Address
Contact

Hci Mortgage

621 Columbia St

Cohoes NY 12047

(518) 464-4448

Northgate Funding

621 Columbia St

Cohoes NY 12047

(518) 690-2021

http://www.paragonprimefunding.com

Homestead Funding

318 Delaware Ave

Delmar NY 12047

(518) 729-3782

https://delmar.homesteadfunding.com/

Centract Data

20 Brookview Ave

Delmar NY 12047

(518) 475-7990

Banknorth Mortgage

343 Delaware Ave

Delmar NY 12047

(518) 439-5335

http://www.billwow.com

Address

621 Columbia St

Cohoes NY

Contact

(518) 464-4448

Address

621 Columbia St

Cohoes NY

Contact

(518) 690-2021

http://www.paragonprimefunding.com

Address

318 Delaware Ave

Delmar NY

Contact

(518) 729-3782

https://delmar.homesteadfunding.com/

News on Mortgages and Reverse Mortgages for Cohoes, New York 12047