Compare Today’s Mortgage Rates for Delanson, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Delanson, New York 12053. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $29,588 or $82 / month in Delanson and surrounding areas of Schenectady county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Delanson, New York 12053.

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Summary of Average Mortgage Terms in Delanson, New York 12053

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Delanson, New York 12053 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Delanson, New York and around Schenectady county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Delanson, New York 12053

If you’re looking to buy a new home in Delanson, we have compiled a list of the leading mortgage brokers around Delanson, New York 12053 to help you with your search.

Name
Address
Contact

Homestead Funding

318 Delaware Ave

Delmar NY 12053

(518) 729-3782

https://delmar.homesteadfunding.com/

Centract Data

20 Brookview Ave

Delmar NY 12053

(518) 475-7990

Banknorth Mortgage

343 Delaware Ave

Delmar NY 12053

(518) 439-5335

http://www.billwow.com

Most Credit

163 Delaware Ave

Delmar NY 12053

(518) 475-1925

http://www.mostcredit.com

Homestead Funding

11 Mansion St

Coxsackie NY 12053

(518) 731-6600

http://homesteadfunding.com

Address

318 Delaware Ave

Delmar NY

Contact

(518) 729-3782

https://delmar.homesteadfunding.com/

Address

20 Brookview Ave

Delmar NY

Contact

(518) 475-7990

Address

343 Delaware Ave

Delmar NY

Contact

(518) 439-5335

http://www.billwow.com

News on Mortgages and Reverse Mortgages for Delanson, New York 12053