Compare Today’s Mortgage Rates in Dresden, New York 14441
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Dresden, New York 14441.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Dresden, New York 14441. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,462 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Dresden and other areas of Yates county.
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Summary of Average Mortgages in Dresden, New York 14441
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Dresden, New York 14441
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Dresden, NY 14441. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Dresden, New York 14441 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Dresden, New York and around Yates county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.65% | 92.99% | 92.46% | 90.02% | 88.40% | 86.43% | 84.52% | 82.81% | 82.67% |
| avg mortgage rate | 6.48% | 4.55% | 3.03% | 3.34% | 4.36% | 4.57% | 4.08% | 3.81% | 4.01% |
| % 15 year fixed mortgage | 3.70% | 5.48% | 6.01% | 7.53% | 8.62% | 10.39% | 11.44% | 13.78% | 13.34% |
| avg mortgage rate | 5.99% | 3.48% | 2.38% | 2.84% | 3.79% | 3.97% | 3.39% | 2.95% | 3.16% |
| Avg credit score | 753.71 | 763.88 | 754.41 | 759.65 | 754.35 | 769.57 | 758.27 | 756.89 | 759.14 |
| Avg LTV (loan to value) | 83.88% | 82.90% | 84.12% | 84.40% | 84.18% | 82.52% | 81.48% | 82.03% | 81.01% |
| Avg DTI (debt to income) | 37.82 | 35.55 | 34.05 | 35.05 | 35.02 | 34.92 | 35.26 | 34.52 | 34.21 |
| % First time homebuyer | 45.68% | 44.00% | 37.53% | 37.95% | 41.28% | 40.30% | 35.29% | 32.49% | 30.40% |
| Avg mortgage insurance % | 13.87% | 13.07% | 13.42% | 14.25% | 14.31% | 12.59% | 11.85% | 11.74% | 10.69% |
Best Mortgage Brokers around Dresden, New York 14441
For those searching for a new home in Dresden, we have compiled a list of the top mortgage brokers located in and around Dresden, New York 14441 to assist you with your search.
Name
Address
Contact
First Funding
349 W Commercial St
East Rochester NY 14441
(585) 249-1099
pat@firstfunding.com
Onemain Financial
270 S Main St
Canandaigua NY 14441
(585) 396-0120
http://www.onemainfinancial.com
Fsb Community Bankshares Mhc
45 S Main St
Fairport NY 14441
(585) 223-9080
http://fairportsavingsbank.com
Midwest
6894 Pittsford Palmyra Rd
Fairport NY 14441
(585) 377-2810
http://midwestassetacceptance.com
Rochester Area Mortgage Services
2815 Baird Rd
Fairport NY 14441
(585) 385-4400
Address
349 W Commercial St
East Rochester NY
Contact
(585) 249-1099
pat@firstfunding.com
Address
270 S Main St
Canandaigua NY
Contact
(585) 396-0120
http://www.onemainfinancial.com
Address
45 S Main St
Fairport NY
Contact
(585) 223-9080
http://fairportsavingsbank.com