Compare Today’s Mortgage Rates in Essex, New York 12936
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Essex, New York 12936.
Our search engine thoroughly explores all home mortgage options in Essex, New York 12936, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $29,354 in lifetime cash or $82 per month in Essex and other areas of Addison county.
Summary of Average Mortgages in Essex, New York 12936
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Interactive Mortgage Rate Projections for Essex, New York 12936
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Essex, NY 12936. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Essex, New York 12936 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Essex, New York and around Addison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Essex, New York 12936
For those searching for a new home in Essex, we have compiled a list of the top mortgage brokers located in and around Essex, New York 12936 to assist you with your search.
M&T Bank
178 Broad St
Plattsburgh NY 12936
(518) 562-5500
http://www.mandtbank.com/
Wells Fargo Home Mortgage
1 Cumberland Ave
Plattsburgh NY 12936
(518) 324-5640
http://www.wellsfargo.com/mortgage/
OneMain Financial
51 Smithfield Blvd
Plattsburgh NY 12936
(518) 566-9008
http://branches.onemainfinancial.com/ny/plattsburgh/51-smithfield-boulevard.html
Adirondack Funding Services
30 City Hall Pl
Plattsburgh NY 12936
(518) 562-0055
loans@adirondackfunding.com
Bridgeview Bank Mortgage Company
210 W Bay Plz
Plattsburgh NY 12936
(518) 324-5544
http://www.plattsburghmortgage.com
Address
178 Broad St
Plattsburgh NY
Contact
(518) 562-5500
http://www.mandtbank.com/
Address
1 Cumberland Ave
Plattsburgh NY
Contact
(518) 324-5640
http://www.wellsfargo.com/mortgage/
Address
51 Smithfield Blvd
Plattsburgh NY
Contact
(518) 566-9008
http://branches.onemainfinancial.com/ny/plattsburgh/51-smithfield-boulevard.html