Compare Today’s Mortgage Rates in Fair Haven, New York 13064
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Fair Haven, New York 13064.
Our search engine thoroughly explores all home mortgage options in Fair Haven, New York 13064, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,544 in lifetime cash or $27 per month in Fair Haven and other areas of Cayuga county.
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Summary of Average Mortgages in Fair Haven, New York 13064
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Fair Haven, New York 13064
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fair Haven, NY 13064. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fair Haven, New York 13064 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fair Haven, New York and around Cayuga county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Fair Haven, New York 13064
For those searching for a new home in Fair Haven, we have compiled a list of the top mortgage brokers located in and around Fair Haven, New York 13064 to assist you with your search.
Name
Address
Contact
CNY Innovations
1761 State Rte
Fulton NY 13064
(315) 952-0916
http://www.cnyinnovations.com/
Riverview Business Park
1850 County Route 57
Fulton NY 13064
(315) 598-2000
fultoncoolidge@aol.com
Pal
11 Pierce Dr
Fulton NY 13064
(315) 598-8689
Aaliance Bank
1930 State Route 3
Fulton NY 13064
(315) 593-2164
Beneficial New York
47 S 1st St
Fulton NY 13064
(315) 592-2294
http://www.beneficial.com
Address
1761 State Rte
Fulton NY
Contact
(315) 952-0916
http://www.cnyinnovations.com/
Address
1850 County Route 57
Fulton NY
Contact
(315) 598-2000
fultoncoolidge@aol.com
Address
11 Pierce Dr
Fulton NY
Contact
(315) 598-8689