Compare Today’s Mortgage Rates in Gorham, New York 14461
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gorham, New York 14461.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,362 over the lifetime of your 30-year fixed loan, or a monthly savings of $37 in Gorham and other areas of Yates county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Gorham, New York 14461
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Interactive Mortgage Rate Projections for Gorham, New York 14461
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gorham, NY 14461. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gorham, New York 14461 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gorham, New York and around Yates county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.65% | 92.99% | 92.46% | 90.02% | 88.40% | 86.43% | 84.52% | 82.81% | 82.67% |
avg mortgage rate | 6.48% | 4.55% | 3.03% | 3.34% | 4.36% | 4.57% | 4.08% | 3.81% | 4.01% |
% 15 year fixed mortgage | 3.70% | 5.48% | 6.01% | 7.53% | 8.62% | 10.39% | 11.44% | 13.78% | 13.34% |
avg mortgage rate | 5.99% | 3.48% | 2.38% | 2.84% | 3.79% | 3.97% | 3.39% | 2.95% | 3.16% |
Avg credit score | 753.71 | 763.88 | 754.41 | 759.65 | 754.35 | 769.57 | 758.27 | 756.89 | 759.14 |
Avg LTV (loan to value) | 83.88% | 82.90% | 84.12% | 84.40% | 84.18% | 82.52% | 81.48% | 82.03% | 81.01% |
Avg DTI (debt to income) | 37.82 | 35.55 | 34.05 | 35.05 | 35.02 | 34.92 | 35.26 | 34.52 | 34.21 |
% First time homebuyer | 45.68% | 44.00% | 37.53% | 37.95% | 41.28% | 40.30% | 35.29% | 32.49% | 30.40% |
Avg mortgage insurance % | 13.87% | 13.07% | 13.42% | 14.25% | 14.31% | 12.59% | 11.85% | 11.74% | 10.69% |
Best Mortgage Brokers around Gorham, New York 14461
For those searching for a new home in Gorham, we have compiled a list of the top mortgage brokers located in and around Gorham, New York 14461 to assist you with your search.
East Coast Commercial
2748 E Henrietta Rd
Henrietta NY 14461
(585) 321-5253
http://www.eccommercial.com/
Am Funding
7687 Hallock Rd
Bloomfield NY 14461
(585) 657-6944
http://www.amfunding.net
A & M Funding
5206 Brockport Spencerport Rd
Spencerport NY 14461
(585) 352-6333
OneMain Financial
1900 Empire Blvd
Webster NY 14461
(585) 671-4200
http://branches.onemainfinancial.com/ny/webster/1900-empire-boulevard.html
Amg Commercial Mortgage
39 Bridge Rd
Webster NY 14461
(585) 766-9540
http://amgcmb.com
Address
2748 E Henrietta Rd
Henrietta NY
Contact
(585) 321-5253
http://www.eccommercial.com/
Address
7687 Hallock Rd
Bloomfield NY
Contact
(585) 657-6944
http://www.amfunding.net
Address
5206 Brockport Spencerport Rd
Spencerport NY
Contact
(585) 352-6333