Compare Today’s Mortgage Rates in Grafton, New York 12082
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Grafton, New York 12082.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $17,849 over the lifetime of your 30-year fixed loan, or a monthly savings of $50 in Grafton and other areas of Rensselaer county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Grafton, New York 12082
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Interactive Mortgage Rate Projections for Grafton, New York 12082
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Grafton, NY 12082. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Grafton, New York 12082 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Grafton, New York and around Rensselaer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.33% | 93.81% | 93.86% | 90.85% | 91.11% | 89.52% | 85.19% | 87.04% | 85.57% |
| avg mortgage rate | 6.41% | 4.37% | 3.05% | 3.39% | 4.34% | 4.48% | 4.00% | 3.75% | 3.98% |
| % 15 year fixed mortgage | 7.51% | 4.52% | 5.17% | 6.81% | 5.77% | 7.62% | 11.69% | 10.19% | 12.00% |
| avg mortgage rate | 5.57% | 3.74% | 2.43% | 2.97% | 3.67% | 3.78% | 3.24% | 2.91% | 3.13% |
| Avg credit score | 749.65 | 769.61 | 756.44 | 757.43 | 764.16 | 755.55 | 757.62 | 756.67 | 757.74 |
| Avg LTV (loan to value) | 82.94% | 83.46% | 84.17% | 84.78% | 84.21% | 83.02% | 82.89% | 82.61% | 82.82% |
| Avg DTI (debt to income) | 37.30 | 35.83 | 34.27 | 34.92 | 35.93 | 35.45 | 35.04 | 34.52 | 34.29 |
| % First time homebuyer | 58.38% | 45.82% | 45.92% | 47.13% | 43.51% | 43.10% | 39.09% | 26.16% | 29.71% |
| Avg mortgage insurance % | 14.03% | 13.96% | 14.12% | 14.96% | 14.12% | 13.22% | 12.91% | 12.95% | 12.97% |
Best Mortgage Brokers around Grafton, New York 12082
For those searching for a new home in Grafton, we have compiled a list of the top mortgage brokers located in and around Grafton, New York 12082 to assist you with your search.
National Bank Of Coxsackie
4894 State Route 81
Greenville NY 12082
(518) 966-5388
http://www.nbcoxsackie.com
Berkshire Bank
11567 State Route 32
Greenville NY 12082
(518) 966-8244
Maple Tree Funding
1202 Troy Schenectady Rd
Latham NY 12082
(518) 782-1202
slatza@mapletreefunding.com
Hsbc Bank
494 Troy Schenectady Rd
Latham NY 12082
(518) 783-0017
http://www.us.hsbc.com/1/2/home/customer-service/feedback-questions
OneMain Financial
515 Troy Schenectady Rd
Latham NY 12082
(518) 783-6894
http://branches.onemainfinancial.com/ny/latham/515-troy-schenectady-road.html
Address
4894 State Route 81
Greenville NY
Contact
(518) 966-5388
http://www.nbcoxsackie.com
Address
11567 State Route 32
Greenville NY
Contact
(518) 966-8244
Address
1202 Troy Schenectady Rd
Latham NY
Contact
(518) 782-1202
slatza@mapletreefunding.com