Compare Today’s Mortgage Rates in Granville, New York 12832
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Granville, New York 12832.
Our search engine thoroughly explores all home mortgage options in Granville, New York 12832, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $16,476 in lifetime cash or $46 per month in Granville and other areas of Rutland county.
Summary of Average Mortgages in Granville, New York 12832
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Interactive Mortgage Rate Projections for Granville, New York 12832
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Granville, NY 12832. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Granville, New York 12832 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Granville, New York and around Rutland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Granville, New York 12832
For those searching for a new home in Granville, we have compiled a list of the top mortgage brokers located in and around Granville, New York 12832 to assist you with your search.
First Pioneer Farm Credit
394 State Route 29
Greenwich NY 12832
(518) 692-0269
http://www.firstpioneer.com
Hometown Mortgage
32 Clinton St
Saratoga Springs NY 12832
(518) 584-3300
Homestead Funding
517 Broadway
Saratoga Springs NY 12832
(518) 306-4511
https://saratoga.homesteadfunding.com/
Century Health Capital
18 Division St
Saratoga Springs NY 12832
(518) 583-1667
info@chcap.com
The Funding Store
368 Broadway
Saratoga Springs NY 12832
(518) 587-0523
gardner@paymentlower.com
Address
394 State Route 29
Greenwich NY
Contact
(518) 692-0269
http://www.firstpioneer.com
Address
32 Clinton St
Saratoga Springs NY
Contact
(518) 584-3300
Address
517 Broadway
Saratoga Springs NY
Contact
(518) 306-4511
https://saratoga.homesteadfunding.com/