Compare Today’s Mortgage Rates in Hancock, New York 13783
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hancock, New York 13783.
Our search engine thoroughly explores all home mortgage options in Hancock, New York 13783, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,951 in lifetime cash or $39 per month in Hancock and other areas of Wayne county.
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Summary of Average Mortgages in Hancock, New York 13783
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hancock, New York 13783
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hancock, NY 13783. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hancock, New York 13783 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hancock, New York and around Wayne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Hancock, New York 13783
For those searching for a new home in Hancock, we have compiled a list of the top mortgage brokers located in and around Hancock, New York 13783 to assist you with your search.
Name
Address
Contact
Mariner Finance
1901 Vestal Pkwy E
Vestal NY 13783
(607) 748-7396
http://www.aigag.com
Homestead Funding
4777 Vestal Pkwy E
Vestal NY 13783
(607) 224-2079
https://vestal.homesteadfunding.com/
Public Loan Company
300 Plaza Dr
Vestal NY 13783
(607) 729-9331
Great American Industries
300 Plaza Dr
Vestal NY 13783
(607) 729-9331
Springleaf Financial Service
1905 Vestal Pkwy E
Vestal NY 13783
(607) 748-7396
Address
1901 Vestal Pkwy E
Vestal NY
Contact
(607) 748-7396
http://www.aigag.com
Address
4777 Vestal Pkwy E
Vestal NY
Contact
(607) 224-2079
https://vestal.homesteadfunding.com/
Address
300 Plaza Dr
Vestal NY
Contact
(607) 729-9331