Compare Today’s Mortgage Rates in Highland, New York 12528
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Highland, New York 12528.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,697 over the lifetime of your 30-year fixed loan, or a monthly savings of $27 in Highland and other areas of Ulster county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Highland, New York 12528
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Highland, New York 12528
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Highland, NY 12528. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Highland, New York 12528 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Highland, New York and around Ulster county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Highland, New York 12528
For those searching for a new home in Highland, we have compiled a list of the top mortgage brokers located in and around Highland, New York 12528 to assist you with your search.
Name
Address
Contact
Cap Mortgage
199 State Route 299
Highland NY 12528
(845) 691-8055
Progressive Mortgage
28 Hickman Dr
Hopewell Junction NY 12528
(845) 226-3534
Heritage Mortgages
942 State Route 376
Hopewell Jct NY 12528
(845) 226-1010
Homestead Funding
160 Fairview Ave
Hudson NY 12528
(518) 828-1502
mcook@homesteadfunding.com
Mortgage Choices
84 Green St
Hudson NY 12528
(518) 828-3737
choices1@epix.net
Address
199 State Route 299
Highland NY
Contact
(845) 691-8055
Address
28 Hickman Dr
Hopewell Junction NY
Contact
(845) 226-3534
Address
942 State Route 376
Hopewell Jct NY
Contact
(845) 226-1010