Compare Today’s Mortgage Rates in Holtsville, New York 00544
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Holtsville, New York 00544.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Holtsville, New York 00544. For a 30-year fixed loan, our calculations show that you can expect to save up to $22,476 over the lifetime of your mortgage, which translates to a monthly savings of $62 in Holtsville and other areas of Suffolk county.
40.8152
-73.0455
10
Summary of Average Mortgages in Holtsville, New York 00544
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Holtsville, New York 00544
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Holtsville, New York 00544
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Holtsville, NY 00544. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Holtsville, New York 00544 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Holtsville, New York and around Suffolk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 84.03% | 85.92% | 82.28% | 82.92% | 83.37% | 84.26% | 81.31% | 86.70% | |
avg mortgage rate | 4.07% | 3.81% | 4.07% | 4.43% | 4.05% | 3.87% | 4.71% | 4.97% | |
% 15 year fixed mortgage | 14.58% | 10.29% | 12.91% | 13.26% | 14.09% | 12.54% | 14.88% | 9.50% | |
avg mortgage rate | 3.03% | 3.08% | 3.30% | 3.42% | 3.12% | 3.13% | 3.97% | 4.42% | |
Avg credit score | 751.78 | 755.39 | 755.99 | 758.37 | 759.11 | 759.79 | 760.72 | 762.53 | |
Avg LTV (loan to value) | 83.76% | 83.73% | 83.41% | 83.38% | 82.73% | 81.97% | 80.54% | 79.97% | |
Avg DTI (debt to income) | 32.43 | 31.40 | 30.43 | 31.44 | 30.48 | 30.86 | 30.95 | 30.70 | |
% First time homebuyer | 26.39% | 27.80% | 35.29% | 34.83% | 30.02% | 24.20% | 27.34% | 31.59% | |
Avg mortgage insurance % | 12.69% | 13.70% | 12.88% | 12.94% | 11.81% | 10.58% | 9.21% | 8.46% |
Best Mortgage Brokers around Holtsville, New York 00544
For those searching for a new home in Holtsville, we have compiled a list of the top mortgage brokers located in and around Holtsville, New York 00544 to assist you with your search.
Name
Address
Contact
IJC Consultants
997 Waverly Ave
Holtsville NY 00544
(631) 207-2600
Address
997 Waverly Ave
Holtsville NY
Contact
(631) 207-2600