Compare Today’s Mortgage Rates in Homer, New York 13077
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Homer, New York 13077.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Homer, New York 13077. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,251 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Homer and other areas of Cortland county.
Summary of Average Mortgages in Homer, New York 13077
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Interactive Mortgage Rate Projections for Homer, New York 13077
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Homer, NY 13077. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Homer, New York 13077 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Homer, New York and around Cortland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Homer, New York 13077
For those searching for a new home in Homer, we have compiled a list of the top mortgage brokers located in and around Homer, New York 13077 to assist you with your search.
Cuc Mortgage
4705 Crossroads Park Dr
Liverpool NY 13077
(315) 437-8614
buffalo@cucmortgage.com
Met Life Home Loans
1020 7th North St
Liverpool NY 13077
(315) 622-1900
jdeep@metlife.com
New York Business Development
290 Elwood Davis Rd
Liverpool NY 13077
(315) 453-8195
http://nybdc.com
Concord Leasing
604 Old Liverpool Rd
Liverpool NY 13077
(315) 461-9848
Ims Leasing of Syracuse
4662 Dey Rd
Liverpool NY 13077
(315) 451-5501
Address
4705 Crossroads Park Dr
Liverpool NY
Contact
(315) 437-8614
buffalo@cucmortgage.com
Address
1020 7th North St
Liverpool NY
Contact
(315) 622-1900
jdeep@metlife.com
Address
290 Elwood Davis Rd
Liverpool NY
Contact
(315) 453-8195
http://nybdc.com