Compare Today’s Mortgage Rates for Ithaca, New York

Pureloan searches mortgage lenders and major banks in Ithaca, New York 14853 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,193 or $12 / month is expected in Ithaca and other areas of Seneca county.

Pureloan’s search engine explores all home mortgage options in Ithaca, New York 14853, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ithaca, New York 14853

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ithaca, NY 14853, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ithaca, New York 14853 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ithaca, New York and around Seneca county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ithaca, New York 14853

If you’re looking to buy a new home in Ithaca, we have compiled a list of the leading mortgage brokers around Ithaca, New York 14853 to help you with your search.

Name
Address
Contact

Citizens Bank-Cco Mortgage

408 Elmira Rd

Ithaca NY 14853

(607) 272-3731

Progressive Equity Funding

320 N Aurora St

Ithaca NY 14853

(607) 273-1602

http://www.atlanticbanking.com

Guardian Loan Company Of Massapequa Inc.

1001 W Seneca St

Ithaca NY 14853

(607) 277-6269

Capital Mortgage Finance

200 E Buffalo St

Ithaca NY 14853

(607) 319-4668

Pace Funding Company

2333 N Triphammer Rd

Ithaca NY 14853

(607) 257-6767

http://www.audreyedelman.com

Address

408 Elmira Rd

Ithaca NY

Contact

(607) 272-3731

Address

320 N Aurora St

Ithaca NY

Contact

(607) 273-1602

http://www.atlanticbanking.com

Address

1001 W Seneca St

Ithaca NY

Contact

(607) 277-6269

News on Mortgages and Reverse Mortgages for Ithaca, New York 14853