Compare Today’s Mortgage Rates for Ithaca, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Ithaca, New York 14853. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $17,654 or $49 / month in Ithaca and surrounding areas of Tompkins county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ithaca, New York 14853.

No suitable program is found

Summary of Average Mortgage Terms in Ithaca, New York 14853

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Ithaca, New York 14853 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ithaca, New York and around Tompkins county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
% 10 year fixed mortgage 0.63% 0.37% 0.17% 0.44% 0.40% 0.25% 0.24%
avg mortgage rate 4.38% 3.31% 3.00% 3.06% 3.33% 3.67% 3.25%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg Combined LTV (loan to value) 76.40% 78.10% 80.04% 81.14% 81.89% 82.50% 83.44% 82.63%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ithaca, New York 14853

If you’re looking to buy a new home in Ithaca, we have compiled a list of the leading mortgage brokers around Ithaca, New York 14853 to help you with your search.

Name
Address
Contact

Citizens Bank-Cco Mortgage

408 Elmira Rd

Ithaca NY 14853

(607) 272-3731

Progressive Equity Funding

320 N Aurora St

Ithaca NY 14853

(607) 273-1602

http://www.atlanticbanking.com

Guardian Loan Company Of Massapequa Inc.

1001 W Seneca St

Ithaca NY 14853

(607) 277-6269

Capital Mortgage Finance

200 E Buffalo St

Ithaca NY 14853

(607) 319-4668

Pace Funding Company

2333 N Triphammer Rd

Ithaca NY 14853

(607) 257-6767

http://www.audreyedelman.com

Address

408 Elmira Rd

Ithaca NY

Contact

(607) 272-3731

Address

320 N Aurora St

Ithaca NY

Contact

(607) 273-1602

http://www.atlanticbanking.com

Address

1001 W Seneca St

Ithaca NY

Contact

(607) 277-6269

News on Mortgages and Reverse Mortgages for Ithaca, New York 14853