Compare Today’s Mortgage Rates in Leeds, New York 12451
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Leeds, New York 12451.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Leeds, New York 12451. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,697 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Leeds and other areas of Columbia county.
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Summary of Average Mortgages in Leeds, New York 12451
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Leeds, New York 12451
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Leeds, NY 12451. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Leeds, New York 12451 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Leeds, New York and around Columbia county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Leeds, New York 12451
For those searching for a new home in Leeds, we have compiled a list of the top mortgage brokers located in and around Leeds, New York 12451 to assist you with your search.
Name
Address
Contact
Continental Home Loans
1229 Route 300
Newburgh NY 12451
(845) 567-9030
Ipi Skyscraper Mortgage
1279 Route 300
Newburgh NY 12451
(845) 567-0030
American Homestead Mortgage
326 Meadow Ave
Newburgh NY 12451
(845) 562-6800
info@newburghmortgagebroker.com
PrimeLending, A PlainsCapital Company
1450 Route 300
Newburgh NY 12451
(845) 564-5500
https://lo.primelending.com/newburgh
Newburgh Duds & Suds
169 S Plank Rd
Newburgh NY 12451
(845) 561-1392
Address
1229 Route 300
Newburgh NY
Contact
(845) 567-9030
Address
1279 Route 300
Newburgh NY
Contact
(845) 567-0030
Address
326 Meadow Ave
Newburgh NY
Contact
(845) 562-6800
info@newburghmortgagebroker.com